Skilled Unum Denial Lawyers Serving Clients in Virginia
Virginia is celebrated for its extensive historical backdrop and varied terrain, stretching from the majestic Appalachian Mountains to the vast Chesapeake Bay. This state is a fusion of historical importance and the serenity of nature. This state not only prides itself on its picturesque settings but also on its commitment to the welfare of its residents and workforce. Companies within Virginia strive to create safe working environments, emphasizing the importance of protecting and insuring their employees against harm. They invest in comprehensive insurance plans, including disability coverage, to ensure that workers are supported in times of need, reflecting Virginia’s blend of natural beauty and a strong sense of community care.
Though these plans are supposed to protect individuals, there are times when the insurance companies do not work fairly and you may need the help of a Virginia UNUM disability attorney. DarrasLaw has continued to impress clients with their “knowledge in this area of law and willingness to help, regardless of whether you would ever become a paying client. Over the years they helped clients avoid a claim denial many times.”, quoted by one of our satisfied disability denial clients.
At DarrasLaw, a firm renowned for its dedication to disability law, the team of highly experienced attorneys, led by founder Frank N. Darras, offers comprehensive support to individuals navigating the complexities of Unum disability insurance claims. Recognized as America’s top disability firm, DarrasLaw provides personalized legal services, including free policy analysis, case evaluations, and claim assistance, ensuring no financial risk for those seeking help. With a commitment to recovering wrongfully denied insurance benefits, DarrasLaw stands ready to assist clients across Virginia in securing the support they deserve, demonstrating their unparalleled expertise and compassion in the field.
When Filing a Unum disability Claim, Conditions to Consider
When engaging with a lawyer specialized in Unum disability claim denials, these conditions are commonly cited in successful claims:
- Traumatic Brain Injuries (TBIs): Resulting from impacts to the head, these injuries can range from mild, causing symptoms like dizziness and memory issues, to severe, possibly preventing work permanently.
- Spinal Cord Injuries: Damage to the spine can vary from incomplete, allowing some function and potential for recovery, to complete, leading to total loss of movement and sensation below the injury.
- Accidental Amputations: Loss of limbs or extremities in accidents can significantly hinder one’s ability to perform previous job functions, despite advances in prosthetics.
- Catastrophic Injuries: These are injuries causing long-term or permanent impairment, including those that affect vision or hearing.
- Serious Physical and Mental Illnesses: Conditions such as cancer, heart disease, or mental health issues like major depressive disorder and PTSD can qualify one for disability benefits, though claims based on mental health conditions often face resistance from insurance companies.
For comprehensive assistance, it’s recommended to consult with a Virginia UNUM Disability Attorney.
Unum Insurance Company Policies and How DarrasLaw Can Help
Unum Disability Insurance Policies are designed to provide financial support to individuals unable to work due to illness or injury. These policies come in various forms, offering different levels of coverage, and can be complex to understand. Some involve Short-term disability insurance and may cover a portion of your income for a period ranging from 9 to 52 weeks, while long-term disability insurance provides benefits until retirement age, with the potential to cover up to 60% of your monthly income. The claim process involves filing claims that detail the disability, which Unum then reviews to determine eligibility for benefits.
DarrasLaw assists clients in navigating these complex insurance policies and the claims process. Their expertise helps in accurately presenting claims, addressing denials, and ensuring that clients receive the benefits they’re entitled to. With a deep understanding of the intricacies of Unum policies, our Virginia UNUM Disability Attorney provides invaluable guidance and support to those struggling to navigate their disability insurance claims.
Choose Superior Representation From Our Virginia UNUM Disability Attorney
Annually, DarrasLaw successfully resolves a greater number of cases than many firms do throughout their entire practice. Serving clients with a wide array of disabling conditions and claim sizes, we ensure that each client is given unparalleled personal care and focused dedication—your case is not just another file to us, it’s our foremost concern. Our Unum disability attorney has experienced multiple confrontations with every major player in the disability insurance market. While we believe the remarkable outcomes we’ve achieved stand as a testament to our capabilities, the praise and testimonials from our gratified clients also display our dedication and our commitment to you, the client.
