Did A CIGNA Group Insurer Deny Your Disability Insurance Between 2008 and 2010?

Hold the Insurance Companies Accountable for Disability Policies

At DarrasLaw, we are familiar with the tactics and tendencies of large disability insurance companies. We have helped thousands of clients stand up to insurance giants CIGNA and LINA to overturn denials of valid claims. We are nationally recognized as the top disability law firm in the United States. We regularly handle bad faith individual claim disputes and group appeals involving disability insurance. Our experienced disability insurance lawyers and ERISA attorneys are committed to helping people when their insurance companies wrongfully delay or deny their claims. If you suffered through an unreasonable delay, wrongful denial, or if you are getting the classic run-around, we can help you get your disability benefits paid.

If you purchased disability insurance through CIGNA—or its affiliate Life Insurance Company of North America (LINA)—but encountered problems when you tried to collect on a legitimate claim, you are certainly not alone. All insurance companies deny claims, but regulators have cited CIGNA and LINA for improperly denying claims and ignoring proof of disability.

If your disability claim under a CIGNA or LINA policy was delayed, denied, or devalued, contact us for a free consultation. We handle individual bad faith disability claims and long-term disability ERISA appeals nationwide.

How Do I Know if My Disability Benefit Delay or Denial Is Wrongful?

Certain actions—when requested or performed by insurers—are signals that you may need to consult an experienced disability insurance bad faith denial lawyer. CIGNA/LINA, as well as most other big insurance companies, are known to employ tactics to delay, deny, devalue, and terminate valid disability coverage claims. These can include:

• Presenting exhaustive requests for occupational, financial or medical records while delaying the receipt of timely disability benefits
• Requiring an unreasonably lengthy in-home field interview or claims review by a CIGNA/LINA investigator before payment
• Requesting an Independent Medical Exam (IME) by an unqualified doctor or a paper review by a doctor chosen by the CIGNA/LINA with poor credentials or marginal training
• Questioning your doctor independently, without notifying you, via a mailed questionnaire or by phone in an effort to secure an admission that you are capable of some form of work

These are just some of the many bad faith tactics that insurance companies are known to employ to delay or deny legitimate disability benefits. The top disability insurance attorneys and ERISA lawyers at DarrasLaw review new disability denials daily to stay on top of all the new ways insurers attempt to line their pockets by collecting premiums but denying coverage. We can help you understand what’s happening if you have questions or doubts about your claim.

How Our Disability Insurance Lawyers and ERISA Attorneys Can Help

At DarrasLaw, we take all of the disability insurance claim denial cases that we choose to represent on a contingent fee basis. This means that you do not pay us upfront. We do not collect fees unless we get results.

We cover all up-front costs associated with your case—including medical evaluations and investigations. We hope to help as many disabled people from all across America as we can. This contingent fee arrangement helps us ensure more people who need an experienced disability insurance lawyer, or ERISA attorney can get one.

We fear no insurance company, including major insurers like CIGNA/LINA. We know how they handle claims, and we know what to do to aggressively assert your rights to hold them accountable.