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AROUND 53 PERCENT OF DISABILITY CLAIMS WILL BE DENIED

Posted February 4, 2015

The United States Social Security Administration, through the Office of Retirement and Disability Policy, puts out annual reports about the amount of claims that are approved or denied every year. Looking at the numbers for any of these reports can give you a good idea of the sheer odds of having your claim turned down. […]

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WHY INSURANCE COMPANIES DENY CLAIMS IN CALIFORNIA

Posted January 16, 2015

Every case is different, so there are many reasons that can be cited for a denied claim in California, but it all comes back to one central theme: The insurance companies would actually prefer to deny your claim, if possible. They go out of their way to find reasons why a denial can be used. […]

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Why End-of-year Disability Claim Denials Are Common

Posted December 30, 2014

Did you just receive a letter from your insurance company denying your individual or long term disability benefits? Unfortunately, you’re not alone. The end of the year is a busy time for denied claims and there’s a reason why. It’s important to remember that insurance companies are, first and foremost, businesses. When your claim is […]

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KNOW THE COMPANY WHEN MAKING A CLAIM FOR BENEFITS

Posted December 23, 2014

It is easy to believe that all insurance companies are similar in the way they do business. While this may be true as far as some details are concerned, it is not the case across the board. It is important to know the company you are dealing with when it comes time to make a […]

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PRO ATHLETES AND AN INDIVIDUAL DISABILITY INSURANCE POLICY

Posted November 12, 2014

Being a professional athlete is a dream that many people share. While this appears glamorous on the surface, those who work in this capacity realize there are many risks, such as being injured. When players are sidelined due to injuries or sickness, the income they have come accustomed to may go away soon enough. Many […]

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MENTAL AND CHEMICAL DEPENDENCY CLAIMS MORE LIKELY TO BE DENIED

Posted October 23, 2014

Physical conditions and disabilities are the reason that many people file disability insurance claims to help them get by when they are unable to work. However, mental disabilities and chemical dependency issues can also prevent people from working. As FindLaw notes, the millions of Americans who suffer from mental illness can find their job performance […]

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GETTING DISABILITY INSURANCE FOR ‘SELF-REPORTED’ CONDITIONS

Posted October 4, 2014

Many people who file disability claims have conditions that are verifiable through medical testing such as blood tests, x-rays, scans and biopsies. However, “self-reported” disabilities can be more difficult to prove to the satisfaction of disability insurance companies. According to the National Institute of Neurological Disorders and Stroke, which is part of the National Institutes […]

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WHAT SHOULD YOU DO IF YOUR CLAIM FOR BENEFITS IS DENIED?

Posted September 7, 2014

When you put in a claim for benefits, the last thing you want is a denial, but that is sometimes what you end up with. Whether you think you are looking at a wrongfully denied individual disability claim or not, it is important to know what to do next. First of all, you need to […]

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CALIFORNIA WALGREENS SETTLES WITH FORMER EMPLOYEE

Posted July 24, 2014

Corporations know that they have to accommodate their employees with disabilities, like allowing a diabetic worker to take regular breaks to monitor blood glucose and insulin levels during the employee’s shift and allow them breaks to eat properly so that their glucose levels remain stable. So it is quite unusual that Walgreen Co. fired an […]

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CALIFORNIA EMPLOYEE HIDES MEDICAL HISTORY, ENDS UP GETTING FIRED

Posted June 20, 2014

Medical histories are something that many employees consider to be private, and they do not always want to share them with their employers. However, when they are putting in a claim for benefits due to an injury that has caused a disability, it is important for them to make sure that this does not get […]

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