Category: Wrongfully Denied Claims

The latest drugs available for Hepatitis C have some very high cure rates. Unfortunately, the cost of these drugs is very high, too. It’s also one that some healthcare insurers are not willing to pay. In four states, a recent study found that about 16 percent of patients who submitted a prescription for Solvaldi or […]

Imagine this situation: you have made a disability insurance claim, and hope to collect benefits in the near future. Even though you may qualify for benefits, it doesn’t mean your insurance company will feel the same way. Instead, they could continue to put you off, hoping that you simply go away. Known as the delay […]

When you make a health and disability benefits claim, there are specific time limits for how long it can take for the claim to be evaluated. These are different depending on the type of claim, which could be one of the following: — Group health claims. When a group claim is made, it will be […]

If you find yourself in the market for disability insurance, if you realize this could bring an added level of comfort to your life, it is important to understand the benefits, drawbacks, and many options you can choose from. When you buy disability insurance, don’t look at it as a waste of money. Instead, consider […]

If you put in a disability claim and it was denied, don’t just assume that the government — through the Social Security Administration (SSA) — was automatically right to deny you. While they may have had good reason, you also could have been wrongfully denied, so you must know how this process works. One of […]

Many workers in California and throughout the nation drive their personal vehicles during work-related activities. We’re not talking about driving a vehicle to and from your place of employment each day, but using your car or truck to go out on field assignments, make deliveries or conduct some other part of your job. When you […]

Recently, we talked about why it’s important for physicians who specialize in a particular field of medicine to make sure that their disability insurance covers their particular specialty. Dentists also need to be conscientious when getting a disability insurance policy for themselves. An important factor to look at is how own-occupation or “own-occ” is defined […]

Disability insurance is essential for physicians. It will help protect your income if an illness or disability prevents you from being able to practice. However, it’s also essential that you carefully read and understand the terms of a policy before you purchase it. Some disability policies pay if the policyholder is unable to perform the […]

When you make an insurance claim, such as for disability benefits, you hope your carrier will understand your position and help you move through the application process in a clear and efficient manner. Unfortunately, insurance companies are not in the business of paying out every claim they receive. Instead, there are times when they put […]

We’ve discussed before how your social media activity can negatively affect your insurance claim, but there’s one social media that’s often left out of the conversation: LinkedIn. If you’re unable to work due to a disability, here’s why you need to update your LinkedIn profile and how to do it. Why change it? LinkedIn exists […]