Category: Proper Insurance Coverage

First and foremost, congratulations on finishing college! The world is, literally, at your doorstep. Of the many decisions you’ll be making in the very near future, choosing proper health insurance coverage may be one of the most important. Under Obamacare, you have the option of staying on your parent’s insurance plan until you are 26. If you […]

“Just because you have homeowner’s insurance does NOT mean that you have any coverage for a flood.” – Frank N. Darras It’s generally inexpensive for residential homeowners and commercial business owners to add flood insurance coverage to your portfolio of insurance coverage, but it’s a mistake to assume that it’s included in an existing policy. […]

Kids under the age of 22 account for 13.4% of the driving population. But surprisingly, they account for 30% of all the car accidents. – Frank Darras

Ed Finke of Simply Money on 55KRC talks to Frank Darras, the nation’s top insurance attorney, about the three types of insurance parents should consider before sending their kids off to college. Darras provides tips on renters, car, and health insurance in this interview.

“Let’s make sure that they’ve got collision coverage. Let’s make sure they get comprehensive covereage,” commented Frank N. Darras during a recent radio show with Gary Poszik of Health, Wealth and Wellness. If your child is fortunate enough to take a car to school, it’s important to have a sit-down discussion with him or her […]

Football players are getting bigger and quicker, wisely observed radio show host Gary Poszik of Health, Wealth and Wellness on WGCV.net. The rules of the game are changing as are the way injuries are diagnosed and treated. Frank Darras noted that back in the 70s smelling salts were the cure for head injuries – a […]

Both disability and life insurance are pieces to comprehensive coverage for you and your family should a disabling event or a life-ending tragedy occur. What type of coverage and what amount of coverage is needed to protect your future is something you should discuss with an experienced disability attorney. In the meantime, here are a […]

With father’s day just two days away, now is the time to thank Dads across the country for everything they do to participate in the upbringing of children, from working long hours outside the home to working long hours inside the home as a stay-at-home dad. While it’s not uncommon for new mothers to take […]

While we’ve all heard that it is important to plan and save for retirement, many of us may not have considered the likelihood that we won’t be able to work until our planned retirement age because of a serious disability. According to the Social Security Administration, 30 percent of us are in trouble. Thirty percent […]

As devastation storms the Midwest, it’s become clear this week that disaster season is upon us. The fury started in North Texas last week when at least 10 twisters hit, leaving 6 people dead, dozens injured and hundreds of homes destroyed. Then, several more tornados struck parts of Oklahoma and Kansas this weekend, killing at […]

May is Disability Insurance Awareness Month… a month to show our love for disability insurance. To celebrate, I thought I’d join in and add my thoughts about why disability insurance is so important. As an insurance lawyer, who has handled tens of thousands of disability cases, I work with clients everyday who are wrongfully denied […]