Category: Proper Insurance Coverage

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As we prepare for 2016, many of us will forget to do one very important task: review our insurance needs. While many Americans may remember to review their health insurance plans, other options will not receive a second thought.

Open Enrollment is underway, so now is the perfect time to review your benefit options. However, research shows that most of us would rather spend time on other tasks. This attitude can have long-term ramifications, such as unexpected costs or insufficient coverage. According to an Aflac survey, 56% of people say they spend less than […]

FEMA officials recently urged California residents to purchase flood insurance before drenching El Niño rains hit, even if they live in low or moderate-risk areas. The infographic below explains the risk and cost of flooding and what Californians need to know before they dismiss the idea of flood insurance. For more information on flood insurance, […]

Too often, people are injured and find themselves without the security of a disability insurance policy to stabilize their financial situation. Many see disability insurance as just another unnecessary expense without realizing how the benefits can help them if the unthinkable happens. A disabling illness or injury won’t leave some people won’t be as strapped […]

Anyone who isn’t living under a rock knows that a state of emergency has been declared across much of South Carolina due to extreme flooding.

The final cost of damage is going to be well above $1 billion, and most likely a multibillion economic cost. Most of that cost damage is uninsured.

South Carolina has nearly 2.2 million housing units, yet fewer than 200,000 flood insurance policies. This may be shocking, since South Carolina ranks as one of the most insured states in the program, but huge gaps still remain.

If September taught us anything about hockey, it’s that concussions are as serious a problem as ever. Just look at these recent headlines: (via NJ.com) (via Fox Sports) (via CBS Sports) When the NHL season kicks off this week, it’s sure to bring exciting games, hard hits and cringe-worthy injuries. The rough nature of hockey […]

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More than half of Americans don’t plan on buying life insurance in the next year. Why? There are numerous misconceptions about the product and its purchase process that prevent people from even trying. In honor of Life Insurance Awareness Month, here are four common myths that keep you from buying life insurance.

As your children head back to school this fall, insurance is probably the last thing on your mind. However, having proper insurance coverage for you and your children should be a key factor in your back-to-school preparedness. Whether your children are preparing for their first day of kindergarten or heading off to college, make sure […]

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Did you know that 6 in 10 Americans who rent their homes don’t have renter’s insurance? It’s one of the most necessary but undersold types of insurance. In this episode of the DarrasLiving podcast, we discuss what renter’s insurance covers, who it’s ideal for and how much it actually costs.

When you say the words “disability insurance,” most people immediately think of Social Security. It’s what comes up in most online searches, and most people believe Social Security disability benefits will offer them sufficient coverage for their basic expenses. This isn’t true, and according to a recent article by the Associated Press, the Social Security […]