Category: Podcast

There are plenty of ways to save money in the nation’s new healthcare system, but they aren’t always apparent.

In this interview, Frank Darras, America’s Top Disability Lawyer, discusses simple ways to save hundreds — or thousands! — on healthcare in 2014.

Quote from the Show:

“A lot of us take medications. Lipitor comes in a 20mg tablet. The cost for a 20mg supply is about the same as a 40mg tablet. You can split them* [40mg tablets] and save about $1000 a year.”

*Always ask your pharmacist first.

The manhunt for Boston Marathon bombing suspect Dzhokhar Tsarnaev ended with FBI agents spraying a Boston man’s boat with bullets. With the boat owner’s $50,000 watercraft destroyed, he learned that his insurance policy would not cover the damage.

Lawful police activities are generally not covered under umbrella insurance policies.

It sounds incredible, but bullet holes and other forms of damage resulting from law enforcement are not typically covered as “vandalism” under insurance policies.

In this interview, Frank Darras, America’s Top Disability Lawyer, discusses terrorism insurance and damages caused by law enforcement. Scott Sloan of WLW700 Cincinnati leads today’s discussion.

Should a player declare his eligibility for the NFL draft? What are the pros and cons of returning to school to get his degree and finish his collegiate football career?

Disability insurance and loss-of-value insurance are incredibly important for players considered to be NFL prospects. Potential first-round draft picks potentially have 10s of millions of dollars on the line, all riding on their health and ongoing performance.

In this interview, Frank Darras, America’s Top Disability Lawyer, discusses issues concerning players in the NFL draft. Gary Pozsik of Health, Wealth and Happiness leads today’s discussion.

The sale of life insurance policies and reverse mortgages are topics that have garnered a lot of attention recently due to regular television commercials and radio ads on the topic. The pitch usually goes something like this:

As you age, your needs change. You may not have the same needs you did in the past. Your house is paid off, the kids are all grown up. Why not sell your life insurance policy so that you can enjoy the extra money while you’re still living.  

According to these ads, selling life insurance is all upside. But there can be huge disadvantages with this depending upon your situation.

In this interview, Frank Darras, America’s Top Disability Lawyer, provides unbiased information on this growing trend. Gary Pozsik of Health, Wealth and Happiness leads today’s discussion.

Quote from the Show

There’s $1.3 trillion dollars currently out there in life insurance for seniors age 70 and older. – Frank Darras

Most folks don’t think much of travel insurance, until the unexpected happens and wish they had it. This is especially true during the holiday season when there are more expenses like gifts competing for dollars.

In this episode of the DarrasLaw Podcast, Frank Darras, America’s top disability attorney, shares his insight into when it makes sense to invest in travel insurance and when you can politely say, “No, Thank You” to the offer.

Today’s episode covers how to protect your property from storms including tornados and hurricanes. You only need to look as far back as May 2013 to find an example of a cataclysmic storm that struck Moore, Oklahoma. This storm that involved multiple tornados leveled the town and killed 23 people according to Wikipedia. The death toll could have been even larger if there had not been a warning broadcast to the community roughly 16 minutes ahead of time.

Whether you’re in tornado alley or live near one of the coasts, there are numerous dangers to renters and homeowners. But there are actions you can take to protect your property and financial security in the event of a natural disaster.

As Frank Darras, America’s top disability attorney, describes in greater detail within this week’s show, getting your property insured and creating an inventory of your home is critical for protection. As Darras explains, when disaster strikes it’s a bad time to begin taking a personal inventory. Gary Pozsik of Health, Wealth and Happiness also joins this episode of the DarrasLaw Podcast.

“When you don’t want a stranger coming into your house to help you… some of these policies let you do that. They let you have a friend or relative give you those at-home things that you need. This is why Im a huge fan of long term care insurance that provides at-home care benefits,” notes insurance lawyer Frank Darras.

There are numerous life events that require considerable time, effort and planning ahead, like:

With Major League Baseball playoffs now in full swing, Gary Poszik of Health, Wealth and Happiness, along with Frank Darras – the nation’s top disability attorney – take a step back to discuss steroids and the use of other performance enhancing drug and its effects on the game.

Darras pulls back the curtain to explain some of the disability issues that are involved in the Alex Rodriguez story. To date, 99 players have been charged with the use of a performance enhancing drugs by Major League Baseball. Many of those charged are some of the best and most gifted players of this era.

“There are diehard listeners who say, “[H]ey look, it’s a violent sport… you’re making large dollars to play in the NFL you’ve got to anticipate that with that comes problems. But, I don’t think that anybody anticipated that multiple hits to the head were going to cause concussion syndrome, encephalopathy, and other problems.” – Frank N. Darras

In 1980, there were only four men playing in the National Football League (NFL) that weighed 300 pounds or more. Today, over 300 active players weigh 300+ pounds. It’s a fact that in the past 30 years, professional football players have gotten bigger, faster and stronger.

Kids under the age of 22 account for 13.4% of the driving population. But surprisingly, they account for 30% of all the car accidents. – Frank Darras

Ed Finke of Simply Money on 55KRC talks to Frank Darras, the nation’s top insurance attorney, about the three types of insurance parents should consider before sending their kids off to college. Darras provides tips on renters, car, and health insurance in this interview.