Category: Podcast

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“Here’s your diploma….welcome to life.”

It’s graduation season. You or your loved one is preparing for what happens after turning the tassel, but how far ahead have you thought?

One in five will become disabled between the ages of 35 and 65. Could you financially handle being unable to work?

Frank N. Darras appears on Health, Wealth and Happiness to discuss the importance of disability insurance and how to find a good policy.

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Stop and think: what can you do in 40 seconds?

You probably didn’t add “die from heart disease, stroke or other cardiovasular diseases” to your list. But it’s true: the American Heart Association says one person in the U.S. dies from these conditions every 40 seconds.

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Frank Darras appears on Health, Wealth and Happiness to discuss what thrill-seekers need to know about insuring their risky activities.

Extreme sports have become increasingly popular over the last decade. With this rise in demand, however, comes a rise in injuries: extreme sports have been linked to more than 4 million injuries since 2000. What kind of activities are considered “extreme” and how does your insurance cover you for participating in these events? Tune in to find out.

Frank Darras appears on Health, Wealth and Happiness to discuss how to protect against common travel woes during a holiday trip.

The countless snags you could encounter with your travel plans can be expensive. There are numerous travel insurance options for everyone and every way we travel that can ease the worry those expenses bring.

There are additional ways to protect yourself from the stresses of travel, year-round, before you even leave home.

The NFL concussion lawsuit has evolved to include more money and plaintiffs than litigants envisioned just weeks ago. Learn why a federal judge refused to approve a $675 million settlement.

Quotes from the Show:

“Let’s remember, the NFL revenue this year is going to be 10 billion dollars. [The judge] hadn’t been convinced that the league had put up enough money to cover the lifespan of the deal.”

Frank Darras appears on Health, Wealth and Happiness to discuss how to protect against the devastation caused by storms, earthquakes, tornadoes and hurricanes.

In Moore, Oklahoma, E5 storm had winds traveling more than 200 mph. 24 people died including nine kids. The storm course ran 17 miles and lasted 50 minutes.

Even when homeowners and renters protect against these storms, insurance companies often use shady tactics to deter, deny and delay claims.

Recent graduates from high school and college need to be aware of their options for health insurance, renter’s insurance and life insurance.

College educations may cost more than $220,000 in today’s world and student loan interest rates are going to increase another full percent. College kids are being saddled with debt, so making responsible insurance choices is important.

In this episode of the DarrasLaw podcast, Frank Darras outlines some of the smart options that are available to recent grads and their parents too.

The Northwestern football team voted on whether or not the players should unionize. They are concerned about the staggering amount of money the football team generates for the University while some collegiate players struggle to even feed themselves.

Frank N. Darras also discusses the risks that collegiate stars and NFL players face. Going from 1^st round to 2^nd round can drop a player’s value by $30 million.

Quote from the Show:

“The average career in the NFL is 3.9 years. Pretty unbelievable.”

The odds of dying are about 1 in 100 in any given year, but the odds of being disabled are about 1 in 10.

Disability insurance is just as important – perhaps even more imperative – than life insurance.

Quote from the Show:

“The odds of a 20-year-old [is] 1 in 4 that they will become disabled and unable to work before reaching the age of 67.”