Category: Mental Health
Do Long-Term Disability Insurance Policies Cover Mental Illness?
Posted January 20, 2022
As health professionals, and the public at large, have come to understand mental illness more comprehensively, the frequency of diagnoses of psychiatric conditions has skyrocketed. Statistics from 2021 estimate that around 13% of the world’s population suffer from either a mental health or substance abuse disorder. However, while society’s acceptance of mental illness awareness has […]
Depression, Burnout and Disability Trends
Posted June 15, 2021
The National Alliance on Mental Illness (NAMI) reported that 1 in 5 U.S. adults – 51.5 million people – experience mental illness each year, but less than half get treatment. Mental illnesses are estimated to cost patients almost $200 billion in lost earnings per year. Since the pandemic began, DarrasLaw has seen a rise in […]
Long Term Mental Health Issues Due to COVID-19
Posted May 10, 2020
Imagine being a nurse in a critical care or ICU unit over the last 90 days. You spend long hours caring for people who are critically sick with a new illness, many of whom will die. There are no proven treatments, vaccines, or cures, so all you are able to do is offer the very […]
Virtual Doctor’s Visits Are Now Becoming the Norm
Posted April 15, 2020
Google and the Internet are making it easier for healthcare consumers to access virtual medical options, which is crucial at a time when shelter in place orders are keeping hundreds of millions of people indoors. Searches and maps have been made available by Google which is also working to help doctors get up to speed […]
Is Mental Illness Covered Under Disability Policies?
Posted February 21, 2020
Millions of Americans live with a mental illness. According to the National Alliance on Mental Illness (NAMI): As of 2018, 1 in 5 adults in the United States experiences mental illness. Unfortunately, that’s more than 47 million people More than 11 million Americans experienced “serious” mental illness in 2018 17.7 million Americans experienced a major […]
Lyme Disease Is a Mental Illness? Your Disability Insurer May Think So
Posted May 10, 2018
Helping Those Suffering from Lyme Disease Get the Disability Benefits They Deserve With the arrival of summer, most of the nation knows it’s time to break out the bug spray. Lyme disease has become a serious medical concern around the country with devastating long term problems. It’s even reported that disease-carrying ticks are appearing in […]
What Those With Mental Health Concerns Should Know About Group Short-term Disability
Posted January 4, 2018
When many people think of disabilities—and even disability insurance—physical disabilities come to mind. While physical injuries and chronic pain conditions surely qualify as disabilities under certain circumstances, they are not the only ones. Mental illnesses may also fall under the provisions of many individual and group disability insurance policies. Statistics provided by the National Alliance […]
Disability insurance, ERISA and state mental health parity laws
Posted October 11, 2017
DarrasLaw represents people across the United States who are facing severe mental and physical disabilities in claims for coverage under disability insurance policies. Recently, we published a blog about the challenges of filing a claim for long-term disability based on depression. We discussed a common provision in these policies that restricts wage replacement payments to […]
Group disability insurance and mental benefit limitations
Posted December 16, 2014
There are many benefits of having group disability insurance, including the ability to make a claim if you find yourself physically or mentally disabled and unable to continue to perform your job as expected. Unfortunately, not all claims, especially those associated with mental health, are treated in the same manner by insurance companies. This can […]