Category: Long Term Disability
Understanding the Common Causes of Disability Claims (Part I)
Posted May 12, 2017
When you think of a disability, what comes to mind? Many Americans have misconceptions about what restrictions and limitations constitute a disability. In addition, there is often confusion regarding what legally qualifies as a disabling sickness or illness. According to the Council for Disability Awareness, one in three women and one in four men will […]
Making the proper diagnosis: Medical residents and their disability insurance needs
Posted April 19, 2017
Individuals who receive their medical degree should feel extremely proud; a lifetime of tireless academic efforts has paid off. Indeed, the transition from student to physician can now begin in earnest with the start of a residency. With long hours and low pay, the life of a medical resident is not glamorous. However, most will […]
Do Young Professionals Need Disability Insurance?
Posted April 17, 2017
When young professionals enter the workforce, they are faced with financial obstacles that leave little time to learn about insurance. However, when young adults choose to skip insurance coverage they don’t think they need or don’t understand, they may be financially unprepared if the unthinkable happens. This is why it’s important to contact one of […]
Ask DarrasLaw: “Can The Insurance Company Demand My Tax Returns?”
Posted March 23, 2017
Every dollar matters when you are unable to work due to a disabling injury or sickness. When tax time rolls around the thought of producing your tax return to an insurance company is certainly distressing. Is your carrier really able to do that? The long-term disability insurance company may be telling you that they are […]
Common Insurance Company Tricks & How To Beat Them
Posted January 26, 2017
Long-term disability coverage should be a part of most peoples’ insurance portfolio, providing peace of mind and protection in the event of a disabling injury, disease, or mental condition. Unfortunately, long-term disability insurance can only help you if you are able to make a successful claim on your policy and the insurance companies go to […]