Category: Long-Term Care Insurance

Despite the fact that millions of people have long-term care and disability insurance, a large percentage of the population is confused as to how they should approach the future. Our California readers have many options when it comes to the insurance companies that sell this type of coverage; however, many don’t know how to get […]

It is easy to believe that long-term care insurance is something that is only for elderly individuals. However, nothing could be further from the truth. This is something that people of all ages should consider, regardless of where they live. From one side of the country to the next, the Affordable Care Act has a […]

Since many people and employers are paying close attention to the latest health insurance changes, there are other types of benefits currently being overlooked. For example, group disability insurance is one that employers and employees should consider more important than ever before. It doesn’t matter if you are one of our California readers or reside […]

For many companies and local governments, purchasing group disability insurance is one of the biggest decisions they will make in terms of benefits. This is an important choice as it goes a long way in providing employees with the coverage they need should they become disabled down the road. While many of our California readers […]

Since the recent government shutdown, millions of veterans nationwide have found themselves in peril of losing their benefits of which most importantly are theirlong term disability claims. Recent media reports suggest that should the partial government shut down continue, approximately 3.8 million U.S. veterans will not receive disability coverage in November. It’s possible that late […]

There are major challenges for the aging population when it comes to health care, demonstrating what could possibly put some in danger of losing their long-term disability insurance. A new report from Alzheimer’s Disease International states that while 101 million people are 60 and older require increased care, this number is due to increase to […]

CalPERS recently announced that it expects to increase premiums on long-term care coverage by 85 percent over the next two years. With one of the largest long-term care programs in the country promising a dramatic increase in costs to insureds, it’s very likely a harbinger of what’s to come from private insurers who also offer […]

Most people cannot even fathom what one billion dollars means. What about $215 billion? It is an astounding number that is connected to the lives of many Americans. It is likely that every person at least knows someone suffering with Alzheimer’s disease or another form of dementia. Collectively, the treatment necessary to help those with […]

The Council for Disability Awareness (CDA) released the 2012 Long-Term Disability Claims Review earlier this month. In a nutshell, the study found that while disability claims continued to rise, fewer working Americans are adequately protecting their incomes through disability insurance. This is a shocking and disturbing finding considering that a 25-year-old has a 12% chance […]

Overall, disability doesn’t discriminate. Both men and women get sick, get injured and need medical and related financial help. Men and women buy disability insurance. But a recent New York Times report suggests that it is women who, right now, need to act and consider their long-term disability insurance benefits. For those who don’t have […]