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Many insurance companies offering new long term care options

Posted April 2, 2014

It does not matter if you are one of our California readers or live in another part of the country, there is a good chance that you are interested in purchasing long term care insurance. For some, this is a simple purchase as they have the money to get the coverage they need. Others, however, […]

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Insurance companies increase premiums, consumers faced with quest

Posted March 27, 2014

Despite the fact that many people understand the benefits of buying long term care insurance, some continue to shy away from this or drop their coverage for a number of reasons. Our California readers, among others, know that the cost of coverage is something they will have to deal with on a regular basis. Even […]

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Long-term care insurance hikes worry Californians

Posted March 14, 2014

If you’re living in California, the news that CalPERS may be increasing their rates for long-term care insurance may not be good news. A March 11 news report shows how the insurance company, which is better known as the California Public Employee’s Retirement System, is starting to raise its prices, putting nearly 41,000 people to […]

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Long term disability can lead to need for long term care policy

Posted March 12, 2014

When it comes to dealing with a long term disability, there is nothing worse than not knowing what the future holds. For many, this means months away from work, frequently leading to lost income. To protect against the ill effects of a long term disability, many people, including our California readers, purchase long term care […]

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Millennials don’t understand importance of disability insurance

Posted February 28, 2014

When it comes to disability insurance, many baby boomers have come to realize that this is something they need. On the other side of things, the same cannot necessarily be said for those in other age groups. A large portion of the millennial population is unsure of what disability and life insurance can do for […]

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The increasing popularity of long term disability insurance

Posted February 14, 2014

Like any type of insurance coverage, there are those who believe in the power of long term disability insurance and those who think that this is not right for them. This holds true both on an individual level, as well as among employers who are in position to offer this benefit to workers. Regardless of […]

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Long term care insurance addresses growing question

Posted January 29, 2014

Many people struggle with the question of how they are going to deal financially if their significant other passes on. While this is a common concern, and one that is well worth the attention, there is another question that needs to be addressed: What will happen if somebody lives too long? In other words, people […]

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Reasons why long term care insurance remains unpopular

Posted January 15, 2014

Despite the fact that many people understand the benefits of purchasing long-term care insurance, this type of coverage is relatively unpopular when you take the total population into consideration. Even though baby boomers are reaching retirement age at record numbers, and people develop more health problems as they age, this type of insurance is not […]

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More millennials may begin to purchase disability insurance

Posted December 27, 2013

Many insurance companies have had success selling disability insurance to consumers who do not receive any coverage through their employer. This is particularly true among the older generation. However, millennials, those in the 18 to 35 age bracket, are not as excited about purchasing this type of coverage. In addition to our California readers, there […]

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NHL concussion lawsuit brings up concerns of long-term disability

Posted November 29, 2013

Much the same as former National Football League players, 10 former players in the National Hockey League are suing the league for not taking enough protective measures to prevent them from concussions. With many of our California readers big hockey fans, this developing story is quite interesting. According to the lawsuit that was filed in […]

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