Category: Long-Term Care Insurance

As we’ve discussed before, the cost of long-term care insurance is rising. As middle age and older Americans struggle to keep up with cost of living increases, that insurance is too often dropped or never obtained in the first place. It may seem like a luxury now, but not having long-term care insurance can mean […]

There are many insurance companies offering long term care insurance coverage to local residents. While some are able to find an affordable policy, others realize that making a purchase is a difficult task. Even if you know it is the right thing to do, buying long term care insurance is easier said than done. One […]

Many Americans choose not to get long-term care insurance because they assume that their spouse or other family member will take care of them if they become ill or disabled. A recent poll by The Associated Press-NORC Center for Public Affairs Research reflected that assumption by people in their 40s and older that family members […]

Our California readers are in the same boat as many others, thinking about purchasing long term care insurance to protect against future trouble. Even though most people understand the importance of insuring their valuables, such as a car and home, they don’t think about their own life in the same way. For this reason, they […]

Nobody wants to think about dealing with a long term disability in the future. However, this is a very real possibility no matter if you are one of our California readers or live in another part of the United States. Planning and budgeting for a long term disability can be complicated, especially since the cost […]

Many of our California readers, in the same manner as others in the United States, are interested in buying the appropriate amount of insurance. For those who are closing in on retirement age, or have already reached this milestone, long term care insurance is often a must. Consumers are beginning to consider the benefits of […]

Many of our readers are familiar with long-term care insurance. However, the market for long-term care financing is evolving rapidly. There are now a number of new options out there that are worth considering. Currently, just one-tenth of Americans have any plan for long-term care. However, almost 70 percent of us will need it. With […]

Many people who are worried about facing a long term disability protect themselves against this with long term care insurance coverage. When buying this type of policy it is important to know what you are getting in terms of coverage, as well as how much you will be asked to pay every month. A growing […]

As one of our California readers, you may be considering the benefits associated with buying long term care insurance. You may also be worried about making a purchase, due to the fact that there are so many potential mistakes that could bog you down. Many baby boomers are tackling the question of whether they should […]

Many people have a hard time understanding that there may come a time down the road when they are unable to care for themselves. This holds true for people from California to New York and everywhere in between. To protect against this, it is important to create a disability plan as soon as possible. For […]