Category: Long-Term Care Insurance

If you have long term care insurance, it goes without saying you never want to make a claim. Knowing you can, however, will give you peace of mind. Like many, you may have questions about your long term care insurance. This is particularly true if you receive the benefit through your employer, along with others, […]

Many people throughout the country, including quite a few in California, realize the benefits of buying a long term care insurance policy. Those who don’t do so on an individual basis often receive coverage through an employer. Regardless of where your coverage comes from, you realize that filing a claim means something has gone wrong […]

Many laypeople aren’t aware of many of the clauses and requirements in their long-term-care insurance policies. Insurance companies, however, know them all too well and will invoke them. The cost to policyholders can be huge and potentially financially ruinous. One such case involves a 96-year-old Nebraska widow and the long-term care insurance policy she and […]

As the end of the year approaches, it seems like good time to discuss the tax advantages of long-term care insurance. Both federal and state governments have implemented tax incentives for those who purchase LTC insurance to lessen the strain on Medicaid as baby boomers enter their senior years. Better still, the deductible limits are […]

Many of our California readers receive long term care insurance, disability insurance, and other types of coverage through their employer. There are also people who have to purchase an individual policy to ensure that they have the protection they need. Before you do anything regarding long term care insurance, you need to know what you […]

We’ve talked here many times about the importance of having long-term care insurance. We know that one of the primary reasons that people don’t get it is the cost. However, how much you pay for a long-term care policy can depend on how much thought and planning you put into your choices The head of […]

Since you never know what the future holds, it is always good to have the appropriate amount of insurance coverage at all times. While some people are comfortable with their insurance situation, others are unsure of whether or not they are coming up short in this department. If you fear that a long-term disability could […]

Many people don’t have the insurance they need because it involves thinking about unpleasant possibilities. No one wants to consider that their house could be destroyed by a fire, earthquake or tornado or that they could suffer a debilitating injury or illness. With so many other expenses in our lives, why put away money for […]

Many of us look forward to our senior years, anticipating traveling, spending time with family and enjoying the rewards of decades of work. However, the reality is that almost 70 percent of people 65 and over on average will require long-term care. This can be anything from an in-home caregiver to an assisted living facility […]

There are many issues facing people in retirement, including how they will pay for long term care without blowing through the money they have accumulated over the years. By 2030, there will be more than 70 million Americans who have reached the age of 65. For this reason, the number of people considering long term […]