Category: Life Insurance

Surveys from numerous organizations and businesses point to a glaring insurance coverage gap for most Americans: life insurance. According to a 2019 PolicyGenius survey, only 32 percent of Americans have life insurance. Additionally, AALU and the Future of the Industry Working Group estimate that at least 70 million U.S. adults have too little life insurance, […]

Life insurance is an invaluable investment for people from all walks of life. The benefit is helpful regardless of whether you’re talking about term-life or whole-life policies. The former allows policyholders to financially protect loved ones in the event of their passing while the latter, provides this same death benefit plus an added retirement planning […]

Anyone familiar with the process of purchasing life insurance knows that initial procedure tends to be slow. Applicants need to fill out forms, conduct phone interviews, and attend medical exams. The total time to secure a policy can regularly take several months. Recent studies suggest that consumers are not happy with the status quo. One […]

Earlier this week, we discussed why families should reconsider purchasing life insurance for stay-at-home parents. Specifically, how this investment safeguards working parents and children in the event of an untimely passing. While life insurance is a necessity for this particular family dynamic, what about other households? For example, do the same arguments in favor of […]

The next time you get the chance, ask any stay-at-home parent about their daily duties. Chances are good they’ll describe a routine that’s far from leisurely and downright difficult. In addition to the children, there’s transportation, cleaning and of course, meal preparation to consider. In many households, the decision for one parent to stay home […]

If you graduated from college anytime over the last five to ten years, chances are good that once the excitement of earning your diploma wore off, things immediately turned chaotic. After all, there were decisions to make about everything from whether to attend graduate school and where to live to what type of job to […]

In our last post, we discussed while those who make the decision to purchase life insurance must be commended for their foresight, they should know that there are scenarios in which insurance companies might attempt to avoid payment. While the notion of an insurer seeking to deny policy payments might not come as too much […]

When a couple makes the important decision to purchase life insurance, they will undoubtedly gain considerable comfort about the future. This comfort, of course, comes from knowing that they’ll be able to weather the storm financially should the unimaginable transpire. While anyone who purchases life insurance — term or whole — should be commended for […]

From browsing online reviews and consulting consumer comparison websites to reading company literature and talking with family and friends, everyone likes to think that they are in the best possible position when they go to purchase that new car, television or other big-ticket item. While it’s true that it can pay real dividends to be […]

Many employees think of health insurance when they hear the words “open enrollment”. However, this limited period also allows you to select or update your disability and life insurance coverage for the next year. Here are tips to make the most of open enrollment, understand your disability and life insurance options and find the best […]