Category: Individual Disability Claims

If you are filing a long term disability insurance claim, you may be tempted to complete the forms on your own. However, these forms are designed to be confusing and ambiguous, which makes it easy to make fatal claim mistakes. It’s important to contact one of our experienced Seattle disability attorneys today. In this video, […]

When you buy individual disability insurance, you expect your insurance company will act in good faith if you need to file a claim. However, it’s very common for bad faith – also known as an insurance company’s attempt to delay or deny payment on a legitimate claim – to occur, especially when the claimant is […]

If you’re filing a disability insurance claim, your insurance company will probably ask you to submit to a functional capacity evaluation. In this video, we explain what to expect during this evaluation and how it may affect your claim.

A new report indicates that some things have changed with regard to disability claims in the last decade while certain things remained the same. The report comes from insurance provider Unum Group. Among things that remained the same were the top reasons individuals claimed both long-term and short-term disability. The top reason for filing a […]

Are you thinking about filing a long term disability insurance claim? In this video, we explain the factors to consider before requesting claim forms, such as: How do you know if or when you’re considered disabled? Do you have difficulty with the primary or material duties of your occupation? Are your earnings plummeting as a […]

If you’re filing a disability insurance claim, your insurer will send a request to gather your personal information. How much information is too much to share? In this video, Frank Darras explains what insurance companies will ask for and what they’re legally entitled to.  

Some people make sure they have an active disability insurance policy at all times. Maybe they purchase an individual policy or maybe they purchase group coverage. Either way, they always have what they need. Conversely, there are people who don’t have any disability insurance. While some have a good reason for this, others don’t know […]

If you’ve been disabled, it is important to protect your rights. A disabled individual may need extended medical care, special therapies or other accommodations. Yet coverage under your insurance policy may not be automatic. If you were initially denied, the particular policy may require you to file an appeal. It is imperative to consult with […]

Individuals who have certain Blue Shield of California plans are reportedly filing a class action lawsuit against the company. The class alleges that Blue Shield’s process collects premiums for insurance plans that don’t actually provide any benefits should a person retire before the age of 65 and qualify for Medicare because of a disability. The […]

May is Disability Insurance Awareness Month, making it the perfect time to learn how to protect your livelihood. Not all disability insurance policies are alike, making it important to know the key differences between individual and group disability insurance plans. An estimated 40% of Americans have disability insurance, and a majority of them have a […]