Category: Individual Disability Claims

When we bring up the topic of dangerous occupations, you might think about construction work, deep-sea diving or transporting crude oil. While all of those occupations do come with more than a moderate amount of risk, other jobs can also be dangerous. Nursing is one occupation that includes many dangers that you might not think […]

If you’re filing a disability insurance claim, your insurance company will want to speak to your treating doctor about your condition. In the latest video of our Disability FAQ series, we explain the kind of health information you need to provide to your doctor before they speak to the insurer about your disability claim.

Most insurance policies read like a foreign language. That’s why trying to determine the right kind of disability insurance policy – or knowing if your current policy is really sufficient – can be confusing. Here are three important questions to ask before buying a disability insurance policy or while reviewing your current coverage. 1. How […]

The extreme heat that hit Southern California at the end of June brought with it a series of wildfires, with the Associated Press reporting that about 770 homes in the city of Duarte at the foot of the San Gabriel mountains near Los Angeles were under evacuation orders. The reason? Two uncontained wildfires with a […]

When you purchase disability insurance, you expect the insurance company to act in good faith if and when you need to file a claim. Unfortunately, insurance companies are not in the business of paying every claim they receive or paying all claims in a timely manner. Instead, they may resort to bad faith tactics in […]

If you come to the conclusion that you want to purchase a disability insurance policy, one of the first questions you will have is “how much does it cost?” While this is an important question to answer, you don’t want it to stop you from getting the right coverage. If you are purchasing your own […]

Knowing when to file your disability claim can be tricky. In the latest video of our Disability FAQ series, we explain how uncertainty about whether you qualify for disability can create delays and make it difficult to collect benefits.

Although the courts have accepted fibromyalgia as a medically disabling condition, it can be challenging to collect disability insurance benefits for the disorder. Here is how you can support your disability insurance claim for a fibromyalgia diagnosis. Why insurance companies challenge fibromyalgia claims Fibromyalgia is a chronic disorder symptomized by widespread musculoskeletal pain, fatigue, sleep […]

Most people never consider the fact that they could become disabled at some point. It doesn’t matter if you are injured or become ill, if you find yourself in this position there is no denying the fact that your life will be turned upside down. This holds true personally, professionally, and from a financial point […]

Vietnam vets who were exposed to Agent Orange during combat might have access to disability benefits under a program that provides benefits to those who are dealing with illnesses linked to the substance. According to one Veterans Administration service officer, the list of diseases linked to Agent Orange is always growing. The service officer encouraged […]