Category: Individual Disability Claims
Wrestling With Disability
Posted September 19, 2016
There’s nothing fake about professional wrestling. The injuries are real and the brutality of being on the road for 220 days a year takes a tremendous toll on a wrestler’s body. The outcome of a match is predetermined, but the long-term collateral damage is all too real, evidenced by the incredible number of wrestlers who […]
Medical records critical to Social Security Disability claims
Posted September 16, 2016
Medical records are often an important component of your application for Social Security Disability insurance payments. The Social Security Administration does consider these records — or the lack thereof — in making a determination about disability payments. Working with a legal professional on your disability claim is one way to ensure you get the right […]
Statistics about disability insurance
Posted September 9, 2016
Your ability to earn an income dictates your lifestyle. If you can’t work, then your standard of living can become seriously threatened. For some, government benefits, including Social Security, may not protect your financial well-being as much as many might believe. Here are some interesting statistics about disability insurance: — Two out of three families […]
Disability FAQ: How Will The Insurance Company Define My Occupation?
Posted September 1, 2016
Can you collect disability benefits if you’re unable to perform the occupational specialty you’re trained for? In the latest installment of our Disability FAQ video series, Frank N. Darras explains the role specialty letters play in your disability claim and how the definition of your occupation can affect your benefits. Reach out to our New […]
What can I do if my short-term disability benefit isn’t enough?
Posted August 19, 2016
Do you know how your short-term disability policy works? For many employees, the only thing they can remember about the plan is that it was discussed during their employee orientation. A short-term disability policy can help employees by paying a percentage of their salary until they can return to work. How much does short term […]
The Most Common Disability Insurance Policy Exclusions & Limitations
Posted August 16, 2016
If you file a long-term disability insurance claim, you do so with the expectation that your company will treat you fairly and pay you timely benefits. After all, you’ve paid a rich premium to ensure you’re covered for a disabling illness or injury. However, many long-term disability insurance policies have exclusions and limitations that may […]
Facing disability as a technical worker
Posted August 13, 2016
If you work in the information technology sector, you probably don’t worry often about getting injured in the workplace and facing a disability because of that injury. Many IT workers tend to sit at desks for long periods of time as they manage reports, databases, programs or networks. However, there are still ways IT workers […]
Is My Insurance Company Entitled to My Tax Returns?
Posted August 3, 2016
If you file a claim for disability insurance benefits, your insurance company will likely ask for copies of your state and federal tax returns. Can they really do that? In the latest installment of our Disability FAQ video series, we explain what personal information your insurance company is legally entitled to, what they intend to […]
Do you know how to save on disability insurance?
Posted July 20, 2016
Although you may be interested in buying disability insurance, you know one thing to be true: It has to fit in with your budget. For this reason, you need to consider all your options. The cost of disability insurance varies from one person to the next, as this is based on factors such as age […]
Mistakes are likely when dealing with Social Security benefits
Posted July 18, 2016
One form of benefit that many people turn to if they become disabled long-term or permanently comes from Social Security disability insurance. While most experts do advise that you have some other disability insurance policy, especially if you work in a career where safety risks are higher than others, Social Security is actually a form […]