Category: Individual Disability Claims

Did you have to sign a waiver, releasing your son or daughter’s school from liability for injuries during play, whether the dangers were known or unknown, before he or she was allowed to participate in middle school or high school sports? Frank N. Darras, America’s Top Disability Attorney, explains the shortfalls of these ‘legal’ documents, […]

Last week’s settlement between the NFL and former players and their families was $765M. Surprisingly, instead of the subject of concussions and football becoming moot, it’s in the headlines and trending in social media and on newscasts nationwide. What is more interesting is that there is a lot of blame to go around. The NCAA […]

Drug addiction is often seen as a self-imposed disability. It is the user’s choice to continue abusing drugs to the point of disability and it is the user’s choice when he or she wants to quit. Because of misconceptions and misunderstandings about drug abuse and recovery, the quest for disability benefits for chemical dependency can […]

Long gone are the days of box televisions and a strict one TV per household rule. Lightweight flat-screens are becoming the family room TV of choice and older flat-screens and box sets are being moved into bedrooms. In fact, the number of households with multiple TVs has more than doubled since 1990. The rise of […]

The U.S. Department of Justice filed suit against Florida over failure to provide adequate care to disabled children who wound up being wrongfully institutionalized in nursing home facilities. The complaint cites violations of the Americans with Disabilities Act (ADA), in which the Justice Department said nearly 200 children with disabilities and significant medical needs were […]

A California man who worked for the U.S. Postal Service for seven years before becoming disabled was recently convicted of insurance fraud. He originally faced 19 criminal counts including submitting false documentation in support of his claim for disability benefits, but pleaded guilty to only one violation. The former tractor-trailer operator for the USPS suffered […]

Similar to California’s Family Leave Insurance, Rhode Island legislators are paving the way for some short term disability insurance for workers in that state. Dubbed the Temporary Caregiver Insurance Bill, Rhode Island workers are a governor’s signature away from improved job protections during periods of short term disability. The bill allows for partial wage replacement […]

For those who have been told that the pain associated with fibromyalgia is all in your head, there’s finally a study that rebuts the idea that the disease is psychosomatic (your brain telling you that you hurt) versus actually experiencing pain at the receptor point. Translation: it’s not in your head. The pain is real […]

A board jointly made up of NFL management and representatives from the players’ union has amassed a 60 percent denial rate for disability claims. As many as 3,000 former players are in some kind of contested benefits case with the National Football League, mostly in workers’ compensation cases. Former NFL Man of the Year Reggie […]

Two college football standouts recently sought disability insurance against a the possibility of a career ending injury disabling them while still in college. One of them, Johnny Manziel of Texas A&M, a Heisman Trophy winner, likely has a promising and potentially lucrative professional career ahead of him, but he’s not forgetting about the day-to-day risks […]