Category: Individual Disability Claims
Understanding SSI Disability Fraud
Posted January 8, 2014
Understanding SSI Disability Fraud When it involves other people, Social Security Disability Insurance (SSDI) fraud may seem trivial. However, if you or someone you love relies on SSDI, the defrauding of this program affects you directly. Compared to all U.S. governmental agencies, the Social Security Administration (SSA) makes the third-largest amount of improper payments, and […]
The Impact of Social Security Disability Insurance Program change
Posted January 4, 2014
While many people rely on the Social Security Disability Insurance Program to ensure that they can continue to live comfortably if injured, others realize the importance of also purchasing short and/or long term disability insurance. Our California readers, along with those in other parts of the country, should keep a close watch on any changes […]
Long-term disability benefits denied due to cutoff
Posted December 20, 2013
Many people from one side of the country to the next rely on long-term disability benefits to get by as they are recovering from an injury or illness. While some people purchase this type of coverage on their own, others rely on an employer to supply them with a policy. Our California readers, as well […]
NFL player opts against buying disability insurance
Posted December 13, 2013
Many of our California readers are big football fans. While most cheer for a home state team, such as the San Francisco 49ers, San Diego Chargers or Oakland Raiders, this doesn’t mean they are unfamiliar with the teams that make up the rest of the league. There is no denying the fact that football is […]
Can I Get ST Or LT Disability Benefits After A Stroke?
Posted October 25, 2013
The National Stroke Association encourages those who believe they or another are suffering stroke-like symptoms to act FAST in seeking medical treatment. For those who have been disabled by a stroke, you may be hoping that your insurance carrier will act with similar speed, but that may not be the case. Frank N. Darras, a […]
Does Depression Qualify Me For Disability Benefits?
Posted October 24, 2013
Yes, it is possible to qualify for long term disability benefits if you are suffering from depression. Not all disabling conditions involve outwardly-visible physical injuries. Mental impairments, such as depression, that severely limit your ability to work may qualify you to receive long term disability benefits if you have coverage under an individual or group […]
Pro Athletes Can’t Rely On CA Work Comp Anymore
Posted October 9, 2013
The case for pro athletes to consider disability insurance could not be more ripe than it is right now. With all the information that has come out about concussions in the NFL and the longterm effects of a career of hard hits now coupled with the news that the Governor of California is limiting access […]
California part-time workers to lose benefits
Posted September 25, 2013
Recently some California retailers, such as Home Depot and Trader Joe’s, have decided to no longer offer part-time employees health insurance as part of their employee benefits, opting instead to move them over to Obamacare. In a spearheaded effort by these companies, experts say more companies are sure to follow. While this may seem like […]
Employee comp fraud the least costly
Posted September 20, 2013
A recent poll found that employee fraud is less likely after people file disability applications, particularly in a down economy, while employer fraud tends to spike upward. These results were announced by Claims Journal’s who conducted a poll on their website which cited employee fraud ranks below employer and healthcare compensation fraud, both of which […]
Athletes: Stop A Hit To The Head From Being A Blow To Your Bank Account
Posted September 12, 2013
“There are players who are 30 years old, have the rest of their lives ahead of them, are crippled with disability and the amount they made during one season in the NFL isn’t going to touch the avalanche of medical expenses,” explains Frank Darras. In the wake of the proposed NFL concussion lawsuit settlement, the […]