Category: Individual Disability Claims

Our California readers, as well as those in other parts of the country, must realize at an early age that purchasing disability insurance would be in their best interest. This is a numbers game to a certain degree, meaning that consumers must consider the likelihood that they will become disabled at some point in the […]

Many of our California readers understand the benefits of buying disability insurance. This is particularly true among those who are older, such as when closing in on retirement age and realizing that they could be disabled at some point later in life. Then there are those who are younger, such as individuals in their twenties […]

Many of our California readers require disability insurance but they shy away from making a purchase because they are unsure of which steps to take or what to expect along the way. Insurance agents often promote numbers and statistics, trying to show people why they need to purchase disability insurance. However, it is often better […]

As one of our California readers, you are well aware that a long term disability could change your life forever. Furthermore, if you don’t have the appropriate protection in place, you could find your financial situation taking a turn for the worse. Regardless of your age or current level of health, it is important to […]

Many of our California readers look at their home as their biggest asset, however, they are overlooking the fact that their health is more important. Without the ability to work, you are unable to earn the money necessary to support yourself and your family. In the event of a disability, it is important to be […]

Many people think that long-term disability insurance is just one more needless expense. However, those who depend on their income to help support themselves and a family needs it. In fact, our ability to earn an income is probably our most valuable financial asset. Why wouldn’t you protect that, just as you safeguard other assets […]

If you knew what the future held, it would be easy to purchase the appropriate type and amount of insurance. However, this is not how life works. You never know what the future holds, which is why you should consider the many types of insurance that can keep you safe in the event of a […]

Football is one of the most dangerous games in the world, with players colliding at high speed with great impact on a regular basis. For this reason, injuries are extremely common. Despite the fact that injuries are a big part of the NFL, most players neglect against buying disability insurance. As one of our California […]

Long-term disability insurance, as we’ve discussed here before, is essential to keeping up with your financial responsibilities if you are unable to work for an extended period. Without a source of money to replace your income, the trauma of an injury or illness can be compounded by financial chaos. Determining how much insurance you need […]

While many people understand the importance of life insurance, not as many consider the benefits of a high quality disability insurance policy. Our California readers, among others, realize that they could become ill or injured in the future. If this happens, it is important to have the proper level of insurance in place. Although many […]