Category: Individual Disability Claims

As a working professional with individual disability insurance coverage, you hope you never have to make a claim. If you find that you do, it means you have been disabled and are now looking into your options for collecting benefits. Since you pay for coverage, month in and month out, you expect the benefits to […]

Once you purchase individual disability insurance, you may begin to think about what would happen to you in the event of an injury or illness. Just the same as life insurance, you hope you never have to use this type of coverage. At the same time, you know that it will protect you in the […]

All of our California readers, regardless of age, realize there are some types of insurance they need. There are also some types they do not require. And along the same lines, there are instances when people think they have the right coverage, just to find out the hard way that they don’t. One of the […]

Many of our California readers are NFL fans. While you may not keep close tabs on former players, such as Jermichael Finley, his story is well worth paying attention to. After a long offseason during which Finley toyed with the idea of returning to the NFL, he slipped out of the public eye. The reason […]

When it comes time to purchase any type of disability insurance, individual or group, it is imperative that you separate fact from fiction. Those who believe the many myths circulating the industry could soon find themselves with the wrong coverage or worse yet, none at all. According to Forbes, citing a report compiled by the […]

While most people have more insurance than they need to protect their homes and their belongings, many people are underinsured when it comes to protecting one of their most important assets — their ability to earn an income. That can be protected by long-term disability insurance. However, many people, particularly younger ones, don’t have enough […]

No matter how hard you try, or how healthy your lifestyle, there may come a time when you become disabled. Depending on when this happens and your employment status at the time, you may find that you are in a difficult financial position. If you get injured or ill and have disability insurance, you should […]

While many large companies still provide long-term disability insurance to their employees at no charge, others require employees to foot the bill via payroll deductions. Increasingly, employees are having to make their own choices regarding disability insurance, just as they are with retirement plan investments and health care plans. That requires some knowledge about this […]

If you find yourself making a disability insurance claim, it is your hope that you are able to work with the insurance provider, in a fast and efficient manner, to receive the benefits you deserve. There are situations in which this is possible. There are insurance companies that are able to move forward quickly, doing […]

Many states are well aware that workers could face a disability at some point. For this reason, they provide many options for these people, ensuring that they are able to deal with their troubles in the best way possible. According to the State of California Employment Development Department, if you are out of work due […]