Category: Individual Disability Claims

As a disability insurance policyholder in the state of California, there may be a time when you need to make a claim. This comes about if you are too sick or injured to the point of not being able to do your job. In a perfect world, your claim will be approved sooner rather than […]

We insure all kinds of things, from our homes to our cars to our life. However, many people don’t insure one of their most important assets — their income. That’s what disability insurance does. It pays a portion of your income if you are unable to work due to illness or injury. The average disability […]

When you file for long-term disability claims after service in the military, they can sometimes get delayed. While this is frustrating, new reports have shown that minor delays are not even as bad as it gets. Some people were left waiting for decades. For example, a report out of the Oakland, California, area showed that […]

Disability insurance is a proactive step that many employees choose—or may have provided by their employers—to protect their incomes in the event of debilitating injuries or illnesses. If an injury or illness impairs an employee’s ability to work for any length of time, disability insurance should kick in to provide a portion of the claimant’s […]

A man who fought in the Vietnam War, having joined the Marines in the early 1970s, got nowhere when asking for disability assistance. The claim that he put in was denied without any reason, according to him and his wife. That happened in 1996. The man’s wife still wanted to pursue it, but the Marine […]

The American Stroke Association says someone in the United States has a stroke about once every 40 seconds. Did you know that stroke is also the leading preventable cause of disability? Here’s what you need to know about identifying, treating and preventing a stroke. What is a stroke? The National Stroke Association says a stroke […]

When you purchase an individual disability insurance policy, you hope there never comes a time when you need to make a claim. If you do find yourself in this position, it is much easier to move forward with your life if your insurance company cooperates. There are times when a disability insurance company wrongfully denies […]

Headlines were recently made by Rand Paul when he voiced his opinion on disability, stating that 50 percent of the people who were collecting had common ailments, such as back pain and anxiety. He said that all people deal with these things, saying that the people collecting on those grounds were abusing the system. As […]

A study by Cigna of short-term disability claims provides some insight into the health of Americans. The study, which encompassed the period of 1993 to 2012, also reiterates what we’ve said here before — that disability can strike out of the blue at any age. Therefore, we should all have preparations, just in case. The […]

Many of our California readers have individual disability insurance. Many others are thinking about buying this type of policy, as they realize it could come in handy if they are ever disabled and unable to work. While no two companies are the same when it comes to the process of filing a claim, the basics […]