Category: Individual Disability Claims

When you say the words “disability insurance,” most people immediately think of Social Security. It’s what comes up in most online searches, and most people believe Social Security disability benefits will offer them sufficient coverage for their basic expenses. This isn’t true, and according to a recent article by the Associated Press, the Social Security […]

We’ve discussed before how your social media activity can negatively affect your insurance claim, but there’s one social media that’s often left out of the conversation: LinkedIn. If you’re unable to work due to a disability, here’s why you need to update your LinkedIn profile and how to do it. Why change it? LinkedIn exists […]

Long-haul truck drivers are hardworking individuals who help to keep our country running. According to the U.S. Census Bureau, the trucking industry has bounced back from its recession-fueled decline, and the number of truck drivers is at an all-time high. Many truck drivers endure working conditions that most people would find intolerable. As a result, […]

Insurance is tricky; the words your disability company uses in your policy often need explanation and illustration. It’s time to level the playing field! In our latest Slideshare, we discuss the top ten denial tactics insurance carriers use and how to avoid them in your individual disability insurance claim.  

When you have an individual disability insurance policy, you expect that it will pay out benefits in the event that you make a covered claim. However, there are times when these expectations are not met. There are times when an insurance company denies a claim, often without good reason. If your claim is denied, there […]

Did you know that you have about a one in three chance of ending up with a condition that renders you disabled before you reach retirement age? Disability is a very real issue for thirty percent of the population, and there may be very little that you can do to prevent it. As such, it’s […]

Many people who see themselves as young and/or healthy decide that they have no need for disability insurance, even if it is offered by their employer. However, the statistics simply show otherwise. In particular, joint-related and musculoskeletal-related disorders have increased in recent years, according to insurance data provided by Unum Group. In the five years […]

Military vets and many others are searching for answers after it came to light that around 13,000 disability claims had been put into a closet in California, where they were ignored and forgotten about entirely for years. A woman found them there and broke the news, becoming a whistleblower, and she has now gotten a […]

When a person purchases disability insurance or receives coverage through an employer, he or she hopes that any claim will be taken care of in an efficient manner. Waiting to receive benefits is never an easy situation to go through. Typically, a disability policy will pay in one of two ways: a percent of the […]

It doesn’t matter if you purchase disability insurance or receive coverage through an employer, you hope that filing a claim, if the time comes, will be a fast and efficient process. After all, you need to receive compensation while you are out of work to ensure that you can make ends meet. Unfortunately, bad faith […]