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How To Avoid Homeowners Insurance Hazards This Fall

Posted October 14, 2016

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Insurance companies keep records of everything, including what kinds of claims occur each month. This information helps us identify seasonal hazards that lead to insurance claims and understand how to avoid them.

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How To Insure Your Home For Hurricane Season

Posted June 10, 2016

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Many homeowners learn the hard way that their homeowners insurance doesn’t cover property damage caused by hurricanes and floods. Hurricane season is upon us, making now the perfect time to review your insurance policies and see what’s covered if a big storm hits.

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How To Spring Clean Your Insurance Policies

Posted March 25, 2016


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As you make your way through your spring-cleaning checklist, don’t forget to dig out your insurance policies and look them over. Here are some of the reviewable elements of your home, life and auto insurance policies discussed in this episode.

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3 Unexpected Ways To Save On Homeowners Insurance

Posted March 11, 2016

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We all like to save money, especially on insurance premiums. However, you may be missing out on lesser-known credits that can trim your homeowners insurance premium by up to 25 percent. In this episode, we break down three unexpected ways to save on your homeowners insurance.

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The ABCs of Insurance – Part 1

Posted December 11, 2015


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As we prepare for 2016, many of us will forget to do one very important task: review our insurance needs. While many Americans may remember to review their health insurance plans, other options will not receive a second thought.

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Why Halloween Can Be A Fright Night For Homeowners

Posted October 23, 2015

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Halloween is a fun time of year for children and festive adults alike. However, the holiday can bring tricks as well as the treats. That’s why homeowners should take the time to carefully review their insurance policies, prepare for common safety mishaps and learn how to avoid them.

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What The Thousand-Year Flood Teaches Us About Flood Insurance

Posted October 9, 2015

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Anyone who isn’t living under a rock knows that a state of emergency has been declared across much of South Carolina due to extreme flooding.

The final cost of damage is going to be well above $1 billion, and most likely a multibillion economic cost. Most of that cost damage is uninsured.

South Carolina has nearly 2.2 million housing units, yet fewer than 200,000 flood insurance policies. This may be shocking, since South Carolina ranks as one of the most insured states in the program, but huge gaps still remain.

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The Pros and Cons of Having A Smart Home

Posted August 28, 2015

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More than a quarter of Americans have smart home products and they report that the devices save them an average of 30 minutes a day and more than $1,000 per year, according to a recent report by Coldwell Banker and CNET.

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The Back-To-School Insurance Checklist Every Parent Should Have

Posted August 25, 2015

As your children head back to school this fall, insurance is probably the last thing on your mind. However, having proper insurance coverage for you and your children should be a key factor in your back-to-school preparedness. Whether your children are preparing for their first day of kindergarten or heading off to college, make sure […]

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Why You Can’t Afford To Pass On Renter’s Insurance

Posted August 13, 2015

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Did you know that 6 in 10 Americans who rent their homes don’t have renter’s insurance? It’s one of the most necessary but undersold types of insurance. In this episode of the DarrasLiving podcast, we discuss what renter’s insurance covers, who it’s ideal for and how much it actually costs.

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