Category: Homeowners’ Insurance

As we discussed last week, insurers have increasingly embraced “Use It and Lose It.” In this system, homeowners are unduly punished for taking otherwise reasonable actions. Indeed, a single claim — or claim inquiry — could see premium increases, surcharges, or non-renewals. While the disdain for this legal practice is universal among consumers, different states […]

Everyone knows the phrase “use it or lose it.” Indeed, we’ve heard it applied to everything from flex spending accounts to credit card miles. Can the same be said, however, about the phrase “use it and lose it?” While this swap of conjunctions might seem like a simple typo, this is far from the case. […]

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As you make your way through your spring-cleaning checklist, don’t forget one very important thing: now is a good time to review your homeowners insurance policy. In this podcast episode, we team up with Gary Pozsik of Health, Wealth, and Happiness to talk about life events that may prompt a policy review and which elements of your home insurance policy you should assess.

Earlier this week, we discussed how virtually no part of the country has been left unscathed by recent outbreaks of severe weather, including normally sunny California, which has seen unprecedented levels of snow and rain. We also discussed how those homeowners who suffered some level of damage owing to this inclement weather might not know […]

From Mississippi and Minnesota to Texas and Tennessee, severe weather has cut a path of destruction across the nation in recent weeks. Indeed, one of the states that has undoubtedly been hit the hardest is California, which instead of sunny skies and near ideal conditions has seen torrential rains and flooding. One of the most […]

Last time, we discussed how football fans of all stripes planning to end the season in style by hosting a Super Bowl LI party — from small gatherings of family and friends to neighborhood blowouts — will want to add making sure they’re current on their homeowners’ premiums to their list of party preparations, as […]

We are now less than a week away from the day of the year that legions of sports fans greet with equal parts excitement and sadness, Super Bowl Sunday. Here, the excitement comes from watching the two teams left standing — the New England Patriots and the Atlanta Falcons — battle for the coveted title […]

From giving the perfect gift to cooking the perfect dinner, we are bombarded with advertisements from Black Friday all the way through New Year’s Eve calling on us to be nothing less than flawless in our holiday planning and execution. Most of us know from experience, however, that this is not only impossible, but also […]

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You thought you covered the essentials: your home, your car, and your health are all insured. What else could you need? Unfortunately, many Americans who insure their basic needs have gaps in coverage that can unexpectedly drain their savings if disaster strikes.

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Thanksgiving marks the beginning of a busy holiday season, which comes with a unique set of hazards. In this podcast episode, we discuss insurance tips to help you have a safe Thanksgiving, whether you’re staying home and entertaining guests or traveling far distances to spend time with loved ones.