Category: Group Long-Term Disability Claims
Why are fewer employers offering group disability insurance?
Posted July 26, 2014
Fewer businesses are offering their employees long-term disability insurance as part of their employer-paid benefit packages. Many are still offering employees disability insurance plans, but workers have to pay for the plan themselves. That means that fewer Americans have long-term disability insurance, leaving them at risk for financial disaster if they become ill or injured. […]
A cautionary tale on merits of long-term disability insurance
Posted July 18, 2014
A Seattle man is using his story as a cautionary tale to others who decide not to get long-term disability insurance. Although he was once a successful businessman working for a health care company and earning a six-figure income, he depleted his family’s savings, had to sell his home and lost his marriage. Now, at […]
Disability insurance is essential for all California workers
Posted May 9, 2014
Most Americans have many types of insurance to protect us in case of unforeseen events. We have auto insurance, health insurance and here in California, many people have earthquake insurance. Most people don’t think they will ever need disability insurance. According to a recent survey, nearly two-thirds of workers put their chances of becoming disabled […]
Sheriff’s deputies lead fight for group disability insurance
Posted May 3, 2014
The availability of employer-provided long-term disability insurance is something that many people take for granted. However, in one Alabama county, sheriff’s deputies are having to fight for insurance that will cover them if they are injured while acting off duty. As one officer noted, “When I go home, I’m still a deputy sheriff….I still have […]
Insurance company ordered to pay California woman
Posted February 21, 2014
Anybody with disability insurance expects to be able to collect benefits should they not be able to work due to an injury or illness. While most people have no trouble collecting, this is not the case across the board. There are circumstances in which an insurance company denies a claim, leaving the person in a […]
Group disability insurance sales on the rise
Posted February 16, 2014
Group disability insurance is one of the top benefits a company can offer employees. Many of our California readers receive this coverage through their employer, however, this is not the case across the board. There are many companies that do not offer disability insurance, forcing individuals who want coverage to purchase it on their own. […]
Group disability insurance, one step past basic health care
Posted February 7, 2014
In today’s age, more people than ever before are discussing the ins and outs of the health care landscape. This includes individuals who purchase their own health insurance, as well as those who receive benefits through their employer. Regardless of your location, group disability insurance is something that your employer may offer. While some have […]
Jail for Napa State Hospital patients who commit crimes
Posted September 6, 2013
For now, Napa State Hospital patients who commit crimes while under hospital care will be forced to Napa County jail, according to officials. This comes in lieu of a Napa County bill that has stalled in the legislature which would have seen patients accused of a crime staying in the hospital. This flies in the […]
Helicopter pilot sues for long-term benefits
Posted August 30, 2013
The high road, or in this case, high flight taken toward group disability insurance went terribly wrong for a Tennessee helicopter pilot who thought the better of his substance abuse, and temporarily grounded his flying career to seek treatment. But in the case of the pilot, it seems the good deed of doing the right […]
Rate hikes cause carrier to reassess business
Posted August 23, 2013
Another group disability insurance carrier, Genworth Financial, is reassessing its place in the market with an “intense, very broad, and deep review of all aspects of our long-term care insurance business,” stated president and CEO Tom McInerney. Sources say Genworth could withdraw from the market if the company fails to win regulatory approval for additional […]