Category: Group Long-Term Disability Claims
Why insurance companies deny truck driver disability claims
Posted March 16, 2015
As a long haul truck driver, you know one thing to be true: You will spend quite a bit of time behind the wheel. Even though you may be familiar with life on the road, it doesn’t mean you will be able to maintain a high level of health at all times. Many long haul […]
Taking on insurance companies is no simple task
Posted March 3, 2015
Do you have group long-term disability insurance? If so, it is good to know you can make a claim if you are ever disabled and will be out of work for an extended period of time. This may be just what you need to stay afloat financially until you can return to your job. Unfortunately, […]
Courts giving fibromyalgia more respect; sadly, insurers are not
Posted February 24, 2015
A recent decision by a federal district court in Indiana suggests that fibromyalgia continues to gain credibility in the legal realm. It is too bad that some long-term disability insurance carriers still have an outdated view of the condition. In Kennedy v. The Lilly Extended Disability Plan, the judge sided with a woman who was […]
Frequently asked group disability insurance questions
Posted January 27, 2015
Do you receive group disability insurance benefits through your employer? If so, you know this could come in handy at some point in the future. You never want to make a disability claim, but if you find yourself having to do this, it is important to know the ins and outs of the process. Like […]
Employer benefits of long term group disability insurance
Posted January 14, 2015
As a business owner, human resources professional or employee, it is important to have a solid grasp on benefits, including which ones are provided. Long term disability insurance is offered by many companies thanks to a variety of benefits. With this, employees are able to receive money, despite the fact that they are unable to […]
What you don’t know about group disability insurance can hurt you
Posted December 21, 2014
The 2014 Consumer Disability Awareness Study, which was just published by the Council on Disability Awareness, shows some disturbingly-unrealistic beliefs among people when it comes to the need for disability insurance. There was a stark contrast between workers’ perceptions and reality that show why it has been referred to as the “forgotten insurance.” Shockingly, over […]
Group disability insurance and mental benefit limitations
Posted December 16, 2014
There are many benefits of having group disability insurance, including the ability to make a claim if you find yourself physically or mentally disabled and unable to continue to perform your job as expected. Unfortunately, not all claims, especially those associated with mental health, are treated in the same manner by insurance companies. This can […]
Helping nurses get the disability benefits they deserve
Posted November 20, 2014
People in the nursing profession are among the hardest working and often least appreciated people in the workforce. They have more contact with patients than many physicians do and are essential to the treatment and healing process. At DarrasLaw, we know that nursing can be not just an emotionally difficult profession but a physically challenging […]
Important insurance options to consider during open enrollment
Posted November 10, 2014
As the annual open enrollment period for employee benefits rolls around again, millions of workers in California and around the country are looking at their insurance and other benefit options and making their 2015 selections. While health insurance choices often take up most of our focus, it’s essential not to overlook other employer-provided benefits that […]
The importance of group disability insurance
Posted October 6, 2014
No matter if you are a company owner, human resources professional or employee, you need to learn as much as you can about the types of group disability insurance that are available. Some people believe that purchasing group disability insurance is too expensive. Some employees wonder if they qualify or if they should spend the […]