Category: Group Long-Term Disability Claims

We’ve discussed before how your social media activity can negatively affect your insurance claim, but there’s one social media that’s often left out of the conversation: LinkedIn. If you’re unable to work due to a disability, here’s why you need to update your LinkedIn profile and how to do it. Why change it? LinkedIn exists […]

Having disability insurance, whether through your employer or an individual plan, does not guarantee that you’ll be paid the money you deserve if you need to file a claim. Insurance companies don’t want to pay out if they don’t have to. That means that they too often fight customers who file a perfectly valid claim. […]

If you are provided with a group short term disability policy from your employer, you have the ability to make a claim should you be unable to work for a period of time. Even though many companies provide short term disability insurance, not every policy is the same. For example, the coverage you received from […]

If you find yourself making a long term disability claim, it means one thing: you don’t expect to return to work anytime in the near future. While an illness or injury that keeps you away from work is never a good thing, your situation can be made a bit easier by a comprehensive disability insurance […]

When many people who sign up for disability insurance, whether as individuals or through their employers, they are seeking to protect some portion of their income should they become injured or ill. Most of us don’t anticipate having to take time away from work to get treatment for depression. However, the financial cost of depression […]

If you find yourself in position to make a long term disability insurance claim, you need to learn more about the Employee Retirement Income Security Act of 1974. Also known as ERISA, this federal law governs how employee benefits plans are administered by employers. In most cases, disability insurance is considered a part of an […]

When workers sign up for long-term disability insurance under their employer-sponsored plan, they believe that they are making a prudent choice for themselves and their families to protect part of their income if they become ill or injured and unable to work. However, collecting benefits when they are needed may be an unexpected struggle. A […]

A Louisiana woman has filed a lawsuit against the benefits division of her employer as well as an insurance company for cutting off her long-term disability benefits at the beginning of 2013. She is claiming breach of duty and alleging that the denial of her benefits violates ERISA law. According to the plaintiff, just over […]

We have spoken here often about how important it is to take advantage of long-term disability insurance if it is offered by your employer. However, once you have this, don’t assume that all of your needs will be taken care of if you become disabled. There are limitations to these employer-sponsored plans, and you may […]

If you have group disability insurance, you know that filing a claim means something has gone wrong. You have either been injured or become ill as a direct result of your employment. If you find yourself in this position, it is nice to know that you can file a claim for benefits. This gives you […]