Our California readers are in the same boat as many others, thinking about purchasing long term care insurance to protect against future trouble. Even though most people understand the importance of insuring their valuables, such as a car and home, they don’t think about their own life in the same way. For this reason, they […]

Should a player declare his eligibility for the NFL draft? What are the pros and cons of returning to school to get his degree and finish his collegiate football career?

Disability insurance and loss-of-value insurance are incredibly important for players considered to be NFL prospects. Potential first-round draft picks potentially have 10s of millions of dollars on the line, all riding on their health and ongoing performance.

In this interview, Frank Darras, America’s Top Disability Lawyer, discusses issues concerning players in the NFL draft. Gary Pozsik of Health, Wealth and Happiness leads today’s discussion.

Football is one of the most dangerous games in the world, with players colliding at high speed with great impact on a regular basis. For this reason, injuries are extremely common. Despite the fact that injuries are a big part of the NFL, most players neglect against buying disability insurance. As one of our California […]

Long-term disability insurance, as we’ve discussed here before, is essential to keeping up with your financial responsibilities if you are unable to work for an extended period. Without a source of money to replace your income, the trauma of an injury or illness can be compounded by financial chaos. Determining how much insurance you need […]

Some retirees who aren’t ready to spend their days golfing or gardening are choosing to invest their 401(k) plan or Individual Retirement Account money into a start-up business. There’s a name for this: rollover-as-business-startup. With a ROBS, an entrepreneur can roll over an IRA or 401(k) into a 401(k) in their new company. That 401(k) […]

Nobody wants to think about dealing with a long term disability in the future. However, this is a very real possibility no matter if you are one of our California readers or live in another part of the United States. Planning and budgeting for a long term disability can be complicated, especially since the cost […]

Most Americans have many types of insurance to protect us in case of unforeseen events. We have auto insurance, health insurance and here in California, many people have earthquake insurance. Most people don’t think they will ever need disability insurance. According to a recent survey, nearly two-thirds of workers put their chances of becoming disabled […]

Many of our California readers, in the same manner as others in the United States, are interested in buying the appropriate amount of insurance. For those who are closing in on retirement age, or have already reached this milestone, long term care insurance is often a must. Consumers are beginning to consider the benefits of […]

The availability of employer-provided long-term disability insurance is something that many people take for granted. However, in one Alabama county, sheriff’s deputies are having to fight for insurance that will cover them if they are injured while acting off duty. As one officer noted, “When I go home, I’m still a deputy sheriff….I still have […]