Regardless of your disability insurance coverage, you must file a comprehensive insurance claim form to receive monthly disability attorney benefits. Though similar to insurance claims after property damage or car accidents, a long-term disability (LTD) claim can prove complicated and cause substantial financial consequences. LTD claims for mental illness are common, but many LTD insurance […]

What Happens to Your Policy When Your Occupation is Different From How Others Perform It in the National Economy Disability insurance is there to protect you when you become so injured or ill that you cannot work any longer. Most people think that a disability must prevent them from ever working again. When it comes […]

When you file a short or long-term disability claim, your insurance company may send you to an independent medical exam. Even though you have already submitted documentation from your doctor documenting your disability, the insurance company may want their own medical exam. Except sometimes, they don’t and that can be concerning. Are they going to […]

Objective evidence is based on unbiased, quantifiable, and independently confirmed factual evidence. Subjective evidence is based on opinion and self-reporting. When suffering a disability and looking to file a short or long-term disability claim, your insurance company may want to see more objective evidence than subjective information. People ask, is that the only way to […]

The Omicron variant of the COVID-19 virus has dominated news headlines for weeks now. Official statistics indicate it accounted for over half of the active cases of the virus in the United States by the end of 2021. Though it’s too early to say for certain, early reports suggest the Omicron variant may be more […]

As health professionals, and the public at large, have come to understand mental illness more comprehensively, the frequency of diagnoses of psychiatric conditions has skyrocketed. Statistics from 2021 estimate that around 13% of the world’s population suffer from either a mental health or substance abuse disorder. However, while society’s acceptance of mental illness awareness has […]

The most recent statistics from the CDC estimate that around 5.8 million Americans are currently living with Alzheimer’s disease, the most common form of dementia. While the vast majority of these individuals are past retirement age, a significant number are younger than 65. Early-onset dementia can be devastating for patients and their families. While some […]

When you submit your disability claim, you don’t expect an immediate denial. Unfortunately, that often happens for many reasons. Remember, you can win many claims that insurers first deny with the help of a skilled disability lawyer. The appeals process is complex and requires quick, timely action. The first step to appeal is to be […]

The Recorder published an article authored by Frank N. Darras on the impact NIL will have on insurance, taxes and other legal issues for collegiate athletes. This is a unique and ever-changing reality for young athletes who must now cope with all manner of issues for the first time. Mr. Darras helps sort through these […]