Are you thinking of buying long-term-care insurance in California? While the policy can be very helpful when you need it, there are a number of mistakes you must avoid while you shop for the right one. First of all, you don’t want to put it off for too long. Like other types of insurance–life insurance, […]

How much could an athlete stand to lose because of an injury? Without a bulletproof permanent total disability or loss of value insurance policy, the answer could be millions. Former USC football players Marqise Lee and Morgan Breslin made recent headlines after filing suit against Lloyd’s of London for denial of their multimillion-dollar loss of […]

As you get older, it can be challenging to care for yourself. Even the seemingly simple tasks of daily living can become difficult. That’s why it’s not surprising that nearly 10 million adults age 65 and older receive care at home or in residential care settings other than nursing homes. That number will probably skyrocket. […]

As a disability insurance policyholder in the state of California, there may be a time when you need to make a claim. This comes about if you are too sick or injured to the point of not being able to do your job. In a perfect world, your claim will be approved sooner rather than […]

It’s possible that a long-term care insurance system may arrive in California, as lawmakers are considering the usefulness of such a program. It would be a statewide program, and the target demographic would be residents who need long-term care insurance (LTCI) and who are in a mid-level income bracket. The actual accomplishment of creating such […]

All it takes is once. The saying applies to a lot of situations, but apparently, it doesn’t apply to the amount of crashes needed to prompt NASCAR to increase safety measures and protect its drivers. In less than a month, NASCAR has seen four of its drivers crash into unprotected walls. This recent string of […]

As a long haul truck driver, you know one thing to be true: You will spend quite a bit of time behind the wheel. Even though you may be familiar with life on the road, it doesn’t mean you will be able to maintain a high level of health at all times. Many long haul […]

We insure all kinds of things, from our homes to our cars to our life. However, many people don’t insure one of their most important assets — their income. That’s what disability insurance does. It pays a portion of your income if you are unable to work due to illness or injury. The average disability […]

If your disability insurance claim is denied, you may be angry about the way you were treated. While this is common, you don’t want it to cloud your good judgment. Instead, it would be in your best interest to learn more about the appeals process and how to immediately move forward. There are many reasons […]