Military vets and many others are searching for answers after it came to light that around 13,000 disability claims had been put into a closet in California, where they were ignored and forgotten about entirely for years. A woman found them there and broke the news, becoming a whistleblower, and she has now gotten a […]

Before purchasing long-term care insurance, it makes sense to learn more about what is and is not covered. There is nothing worse than thinking you have coverage for a particular situation, just to find later on that you are responsible for making the payment out of your own pocket. Most policies on today’s market are […]

Download this episode: On Libsyn  |  On Stitcher We’ve been in the disability insurance field for a long time, and there’s one thing we’ve noticed over the years: Nurses get injured – and those injuries often leave them disabled. Is epidemic really the appropriate term to use? It is, because these injuries are more common […]

Certified nursing assistants (CNAs) suffer injuries at a rate as high as three times the average for U.S. workers. Research shows that injury rates correlate to how well the CNA feels appreciated and supported in his or her work environment. The injury rate in the nursing workforce is a well-known problem. Registered nurses (RNs), CNAs […]

We have spoken here often about how important it is to take advantage of long-term disability insurance if it is offered by your employer. However, once you have this, don’t assume that all of your needs will be taken care of if you become disabled. There are limitations to these employer-sponsored plans, and you may […]

Try this on for size: there’s a shirt that helps your posture – all you need to do is put it on. It sounds too good to be true. Yet the “Posture Shirt,” made by Alignmed, reportedly does just that. According to a recent article in USA Today, the list of well-known Posture Shirt wearers […]

When a person purchases disability insurance or receives coverage through an employer, he or she hopes that any claim will be taken care of in an efficient manner. Waiting to receive benefits is never an easy situation to go through. Typically, a disability policy will pay in one of two ways: a percent of the […]

Approximately 9,000 American health care workers suffer a disabling injury each day. A serious injury may profoundly affect your career and finances. What can you do about it? Nursing injuries have reached epidemic proportions. Making matters worse, health care workers often feel ignored or mistreated after suffering a serious injury or illness at work. Many […]

Download this episode You probably think you don’t need flood insurance. So do most Americans. Frank N. Darras appears on Health, Wealth and Happiness to tell you why most people think homeowners insurance is enough to cover the damage of spring storms, flooding, tornadoes and hurricanes – and why this assumption can cost you thousands […]