When you make a claim for disability benefits, you hope your insurance company will move forward in a fast and efficient manner. While this may be your hope, it is not always the way things work out. Instead, some providers shy away from working with any urgency. Instead, they slack off in an attempt to […]

Americans enjoy more than three billion barbecues each year. That’s not surprising – after all, what better way is there to celebrate the approaching summer season? However, grilling might be riskier than you think. According to the National Fire Protection Association, approximately 8,800 home fires are caused by grilling every year. In 2012 alone, 16,900 […]

When it comes time for you, a parent or older loved one to make a claim on a long-term care insurance policy, you may believe that there will be no complications. An LTC policy is a wise choice to help cover the cost of assisted living, nursing home or at-home care when you reach the […]

California state officials have approved a new type of auto insurance policy for rideshare drivers that will close the gaps created by previously limited coverage and ambiguous language. California state officials have approved a new type of auto insurance policy for rideshare drivers that will close the gaps created by previously limited coverage and ambiguous […]

There are many considerations when buying long term care insurance. For example, you need to know if you are even eligible to purchase a policy. You may believe you are, however, this is not always the case. Depending on the insurance company, there may be pre-existing health conditions that make it impossible for you to […]

This month, the U.S. Supreme Court made a unanimous ruling on a case brought by employees of California-based Edison International that has ramifications for workers and business owners and for the Employee Retirement Income Security Act. Just whether those ramifications will benefit workers in the long run remains to be seen. In Tibble v. Edison […]

Now that summer has unofficially begun, have you started making plans? If they include any type of thrilling or extreme recreational activity, you’ll probably have to sign a waiver. Does anyone actually read waivers before signing? Probably not – and that could be a fatal mistake. Check out our latest Slideshare on what you need […]

If you find yourself in position to make a long term disability insurance claim, you need to learn more about the Employee Retirement Income Security Act of 1974. Also known as ERISA, this federal law governs how employee benefits plans are administered by employers. In most cases, disability insurance is considered a part of an […]

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50% of working Americans couldn’t make it a month without their income before financial difficulties would kick in. Could you?

“You have a greater likelihood of becoming disabled than you do of dying before you retire, and yet more people understand the need for life insurance.”