Are you surprised by these long-term care insurance details?
Posted August 3, 2015
It doesn’t matter how much you know about long-term care insurance, if the time comes to purchase a policy you should become familiar with the finer details. This is the only way to ensure that you are comfortable with the coverage you are getting. Most people understand the basics of long term care insurance, including […]
Unexpected Ways To Save on Car Insurance
Posted July 30, 2015
Did you know that hitting certain life milestones can qualify you for auto insurance discounts? We appeared on 55KRC’s hit show Simply Money to discuss these unexpected ways to cut your rates. Check them out and start saving!
Understanding the finer details of ERISA
Posted July 29, 2015
ERISA, also known as the Employee Retirement Income Security Act of 1974, is in place to establish and regulate minimum standards for health, retirement and other benefit plans, such as disability and life insurance. All in all, ERISA is used to regulate employee benefit plans. While it does not require that companies provide employees with […]
What Happens If The Social Security Disability Fund Runs Out Of Money?
Posted
When you say the words “disability insurance,” most people immediately think of Social Security. It’s what comes up in most online searches, and most people believe Social Security disability benefits will offer them sufficient coverage for their basic expenses. This isn’t true, and according to a recent article by the Associated Press, the Social Security […]
Can you use your long-term care insurance if you retire overseas?
Posted July 27, 2015
Increasingly, Americans are choosing to spend their retirement years living abroad. Between 2003 and 2013, the number of people receiving their Social Security benefits outside the U.S. grew by 50 percent. There are certainly many advantages to embracing the life of an expat, even if you simply go north or south of the border. However, […]
Auto Insurance Scams To Know And Avoid
Posted July 24, 2015
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Auto insurance fraud isn’t something we think about often, but it’s likely it could happen to you.
How Your LinkedIn Profile Can Topple Your Disability Insurance Claim
Posted July 23, 2015
We’ve discussed before how your social media activity can negatively affect your insurance claim, but there’s one social media that’s often left out of the conversation: LinkedIn. If you’re unable to work due to a disability, here’s why you need to update your LinkedIn profile and how to do it. Why change it? LinkedIn exists […]
Woman suing insurer for failure to pay disability claim
Posted July 22, 2015
Having disability insurance, whether through your employer or an individual plan, does not guarantee that you’ll be paid the money you deserve if you need to file a claim. Insurance companies don’t want to pay out if they don’t have to. That means that they too often fight customers who file a perfectly valid claim. […]
Have you answered these long term care insurance questions?
Posted July 20, 2015
When you consider the benefits of long term care insurance, this may be one of the most important decisions you make. Are you going to purchase a policy, or will you continue to put this off? Due to the complexities of long term care insurance, many people put this on the backburner, never purchasing a […]