Long term care is not something most people want to think about. However, consider this statistic shared by Fidelity: Approximately 12 million Americans require some type of long term care every year. With this in mind, it would be in your best interest to consider your options for long term care. You hope you never […]

When you make a health and disability benefits claim, there are specific time limits for how long it can take for the claim to be evaluated. These are different depending on the type of claim, which could be one of the following: — Group health claims. When a group claim is made, it will be […]

FEMA officials recently urged California residents to purchase flood insurance before drenching El Niño rains hit, even if they live in low or moderate-risk areas. The infographic below explains the risk and cost of flooding and what Californians need to know before they dismiss the idea of flood insurance. For more information on flood insurance, […]

If you find yourself in the market for disability insurance, if you realize this could bring an added level of comfort to your life, it is important to understand the benefits, drawbacks, and many options you can choose from. When you buy disability insurance, don’t look at it as a waste of money. Instead, consider […]

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Halloween is a fun time of year for children and festive adults alike. However, the holiday can bring tricks as well as the treats. That’s why homeowners should take the time to carefully review their insurance policies, prepare for common safety mishaps and learn how to avoid them.

You may think that you’ll never need disability insurance on the grounds that you’re really not likely to become disabled, so paying for coverage is a waste of money. While the frequency of car accidents shows why auto insurance or health insurance can be so necessary, there is not nearly as much press about disabled […]

If you are considering the idea of purchasing a long term care insurance policy, it is easy to become confused. Unfortunately, some people find themselves so confused that they shy away from moving forward with a purchase. Below are several long term care insurance misconceptions that have stopped others from buying a policy at the […]

We’ve previously discussed the many benefits of having a long-term care insurance policy to help cover the ever-increasing costs of nursing home, assisted living and in-home care that many people require in their later years. Approximately 70% of people who live to 65 and older will need long-term care. Although a LTC policy doesn’t make […]

The NCAA made a recent historic decision to allow its members to purchase career-ending disability insurance for its early-round, draft-bound athletes and allowed college athletes to borrow against future earnings to purchase these plans. The decision itself is a triumph, because it has the potential to benefit not only the athlete, but the college or […]