If you decide to purchase a long term care insurance policy, you don’t want to make a rash decision that could put you in a bad position in the future. Your goal is to find the best policy from the best company, ensuring that you get the benefits you deserve. There are many factors to […]

We’re used to everyone paying the same price for the identical product, regardless of gender. However, in some cases, insurers are allowed to charge different prices based on characteristics such as age, health and gender. With long-term care policies, women tend to pay more than men. The reason for that is simple. Statistically, women live […]

Did you know that someone in the United States is diagnosed with diabetes every 19 seconds? This condition affects nearly 30 million children and adults in the U.S. today – that’s nearly 10 percent of the population. Despite the prevalence of diabetes, many don’t know the risk factors and warning signs to be aware of. […]

Regardless of your job title, responsibilities, industry, or employer, you could suffer an on the job injury. This holds true even if you sit at a desk all day. Of course, some work injuries are more common than others. Knowing these can go a long way in helping you prevent trouble. This holds true both […]

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With Black Friday only two weeks away, the holiday shopping season is rapidly approaching.

The National Retail Federation estimates 46% of holiday browsing and buying will take place online this season.

Want to know how likely someone in California is to have a disability insurance plan? Just look at the industry in which that person works, and it can give you an idea of the odds. Reports have shown that those who have service industry jobs have the lowest chance of having disability insurance. For example, […]

Open Enrollment is underway, so now is the perfect time to review your benefit options. However, research shows that most of us would rather spend time on other tasks. This attitude can have long-term ramifications, such as unexpected costs or insufficient coverage. According to an Aflac survey, 56% of people say they spend less than […]

There are many benefits of a long term care insurance policy, including the peace of mind that comes along with the financial security. But what happens if your long term care coverage increases in cost? If this happens, it is important to understand two things: — Why the increase occurred. — Your options for dealing […]

Family leave time has been a hot topic for a while now, and as many of our readers know, the U.S. is the only country that doesn’t require employers to provide paid maternity leave. Although California’s family leave laws are more generous than those of many states, employers aren’t required to provide paid leave for […]