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Did you know how many types of insurance there are? The choices can be overwhelming. In the third installment of the ABCs of Insurance, we continue to examine which insurance options to consider in the new year.

The Employee Retirement Income Security Act exempts pension plans that are “established and maintained for its employees by a church or by a convention or association of churches” if they have tax-exempt status. Now a federal judge in Colorado has dismissed a case against Denver-based Catholic Health Initiatives. This is a non-profit group of hospitals […]

If your employer provides benefits, it is important to understand exactly what you are getting. After all, this is part of your compensation package. While not the case with all companies, some provide employees with group disability insurance. If this sounds familiar, you should take the time to learn more about the coverage that is […]

Post-traumatic stress disorder (PTSD) can be considered a disability when it impacts your ability to work. As such, you may be entitled to benefits in California. To claim them, it’s very important to document your symptoms, some of which could include the following: 1. Intrusive memories. You may have dreams or flashbacks that recreate the […]

Download this episode:
On iTunes | On Stitcher

In our last episode, we began to examine the numerous insurance options available to you. However, there are even more options to consider when reviewing your insurance policies in the new year. Here is the second part of the ABCs of Insurance.

No one relishes the idea of taking time out from their holiday festivities to talk to their parents or siblings about what will happen when they die or become unable to care for themselves. However, this is often the only time when everyone is together to have these conversations in person. These conversations should be […]

At some point, you may find that you need some type of care that your family cannot provide. If this happens, it is nice to have a long-term care insurance policy that can pay for some or all of the expenses. It is easy to put off this purchase indefinitely. This is particularly true if […]

If your employer offers long-term disability insurance as part of your benefits package, you’re more fortunate than a lot of workers. Businesses are always looking for ways to cut expenses wherever they can, and some opt not to offer these plans. However, it’s important to be aware that companies that do provide LTD policies are […]

Working people across the country rely on their 401(k) and other employee-sponsored retirement plans for at least part of the savings that they’ll need to after they retire. The Employee Retirement Income Security Act of 1974 was signed into law in part to regulate how these plans are managed. ERISA regulations help protect employee funds […]