When considering plans for late life, many people put a lot of effort into retirement savings and some even take time to create strong estate plans to ensure their wishes are acted upon regardless of circumstances. But what if circumstances require long-term care because of medical conditions? While many people dream of spending the rest […]

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We all like to save money, especially on insurance premiums. However, you may be missing out on lesser-known credits that can trim your homeowners insurance premium by up to 25 percent. In this episode, we break down three unexpected ways to save on your homeowners insurance.

Increasingly, people who want to help ensure that they can pay for nursing home or assisted living care but don’t feel that they can afford a long-term care insurance policy are turning to hybrid or combination policies. These insurance policies combine long-term care coverage with either a fixed annuity or a life insurance policy. In […]

Are you planning to buy an individual disability insurance policy to protect your livelihood? In our latest Slideshare presentation, we explore the ideal features, advantages and benefits to look for in a policy:  

When you’re considering which type of disability policy to purchase, you should first know the difference between short-term and long-term policies. Short-term policies can provide you with benefits faster than most long-term policies can; however, the benefits will not generally be available for as long. Most short-term policies have a waiting period before you can […]

Nearly 60 million Americans have been affected by identity theft, according to a 2018 online survey by The Harris Poll, which also indicates that nearly 15 million consumers experienced identity theft in 2017. In some cases, fraudsters use stolen Social Security numbers to file fraudulent tax returns and take the refund. Here are four tips […]

Neurological issues can be life-altering, and they may make it impossible for you to ever work again in California. Below are a few key issues that are highlighted by the Social Security Administration (SSA). 1. Epilepsy With this disorder, the sudden onset of seizures can occur. Not all cases are the same, so the SSA […]

There is nothing worse than receiving word that a disability insurance claim has been denied. If this happens, you may wonder how you will get by until you are able to return to work. Just because you receive a denial does not mean you have to give in. You have the right to protect yourself, […]

Download this episode: On iTunes | On Stitcher February is American Heart Month, which means we’ve seen many tips for stroke prevention and heart health. For the 85.6 million Americans living with some form of cardiovascular disease or the after-effects of a stroke, what’s the next course of action? In this episode, we discuss the […]