Changes are coming to California Paid Family Leave benefits as of 2018 that are beneficial to many employees and neutral to most employers. The current paid family leave law in the state allows eligible employees in the state to receive 55 percent of their wages for up to six weeks should they take off to […]

Many insurance companies feel that individuals should purchase long-term care insurance. Of course, from a consumer point of view, you may consider this nothing more than a sales tactic. But before you make a final determination, it is important to understand the pros and cons of buying a policy. Do the benefits outweigh the risks? […]

The Employee Retirement Income Security Act describes a number of laws at the federal level that are meant to protect workers who have profit-sharing, retirement, pension or health insurance plans provided by a private employer. Employers who fall under ERISA must provide certain information to employees, perform fiduciary duties as legally obligated and provide processes […]

As an employee, you may have the right to purchase group disability insurance. If this situation arises, it’s essential to learn more about the policy. Furthermore, if you have any questions, this is the best time to address each and every one. Disability insurance is nothing to take lightly. While you may believe it will […]

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Baseball season has arrived, and with it comes endless debates about the best-hitting lineups and pitching staff. However, there’s one topic everyone should be following this season: the frequency and prevention of Tommy John surgery. The procedure is so commonplace that many players consider it routine – but should it be?

When you are confronted with health issues that are serious enough to put your livelihood in danger, you need to know your rights and your legal options. You also need to know that you do not have to figure all this out on your own. Thousands of people from across the country have worked with […]

When your disability benefits are held up or denied, it can have consequences across your entire life. Disability insurance is provided or purchased for the sole reason that people want to protect themselves from complete loss of income if health or body capability suddenly makes them unable to perform their job. Denial of benefits through […]

Are you doing everything you can to save on auto insurance? According to a January 2016 report from the National Association of Insurance Commissioners, the average amount spent on auto insurance expenditure rose to $841.23 in 2013 from $814.63 in 2012. You know the most common ways to reduce your premium, but you might have […]

Many people are under the impression that health insurance is more than enough to deal with any medical problem that comes into their life. While this is true in regards to receiving treatment, there is something else to consider: You may run into an injury or illness that keeps you out of work for an […]