Founding partner Frank N. Darras bought disability insurance shortly after he graduated law school. Although his disability law career was just beginning, one thing was already clear: income protection was not something to forgo. Today’s young adults face a different reality. Many are not educated about insurance before entering the workforce, and with the […]

Some people make sure they have an active disability insurance policy at all times. Maybe they purchase an individual policy or maybe they purchase group coverage. Either way, they always have what they need. Conversely, there are people who don’t have any disability insurance. While some have a good reason for this, others don’t know […]

If you’ve been disabled, it is important to protect your rights. A disabled individual may need extended medical care, special therapies or other accommodations. Yet coverage under your insurance policy may not be automatic. If you were initially denied, the particular policy may require you to file an appeal. It is imperative to consult with […]

Individuals who have certain Blue Shield of California plans are reportedly filing a class action lawsuit against the company. The class alleges that Blue Shield’s process collects premiums for insurance plans that don’t actually provide any benefits should a person retire before the age of 65 and qualify for Medicare because of a disability. The […]

May is Disability Insurance Awareness Month, making it the perfect time to learn how to protect your livelihood. Not all disability insurance policies are alike, making it important to know the key differences between individual and group disability insurance plans. An estimated 40% of Americans have disability insurance, and a majority of them have a […]

When you make a disability insurance claim, you have one thing on your mind: receiving the benefits you deserve as soon as possible. Since you are unable to work, you are relying on this money to pay your bills and help you through a difficult time. The one thing you may not be thinking about […]

If you are dealing with a long-term disability — especially one that comes from a sudden injury — we know that it can be difficult to reintegrate into life. Your disability might be keeping you from work you once loved or making it harder to enjoy activities with your family and friends. While all of […]

MetLife, the largest insurer in the United States, will no longer sell individual disability insurance policies after September 1, 2016. Kieran Mullins, senior vice president of MetLife’s client solutions department, explained the company’s decision in a recent memo: “This was not an easy decision to make, given the growth and strength of our IDI business. […]

When you purchase long-term care insurance, you hope you never have to make a claim. Of course, you know that there could come a day when you need to file for benefits. If you ever find yourself wanting to make a long-term care insurance claim, there are a few things you should first do. When […]