Are you in the market for an individual disability insurance policy? Are you interested in buying group coverage? Either way, you need to know what this type of insurance can do for you. The best way to understand your situation is to answer a few key questions. By doing so you will soon realize where […]

Most insurance policies read like a foreign language. That’s why trying to determine the right kind of disability insurance policy – or knowing if your current policy is really sufficient – can be confusing. Here are three important questions to ask before buying a disability insurance policy or while reviewing your current coverage. 1. How […]

The extreme heat that hit Southern California at the end of June brought with it a series of wildfires, with the Associated Press reporting that about 770 homes in the city of Duarte at the foot of the San Gabriel mountains near Los Angeles were under evacuation orders. The reason? Two uncontained wildfires with a […]

An insurance commissioner in another state is calling for individuals to review their insurance coverage and take stock of options. This call is going out as the coastal state prepares for hurricane season, and the commissioner says that’s always a good time to look over all insurance coverage. For residents in California, weather-related issues and […]

Do you have group disability insurance? If so, it is nice to know that you are protected, to a certain degree, should you become injured or ill to the point of being unable to work. But here is something to remember: making a claim is easier said than done. While you don’t want to find […]

Virtually no financial adviser will tell you it’s a bad idea to save for retirement, and everyone wants to be able to enjoy his or her golden years. One thing that can derail those years, making them financially difficult for you and for your loved ones, is an illness or injury that lands you in […]

When you purchase disability insurance, you expect the insurance company to act in good faith if and when you need to file a claim. Unfortunately, insurance companies are not in the business of paying every claim they receive or paying all claims in a timely manner. Instead, they may resort to bad faith tactics in […]

If you come to the conclusion that you want to purchase a disability insurance policy, one of the first questions you will have is “how much does it cost?” While this is an important question to answer, you don’t want it to stop you from getting the right coverage. If you are purchasing your own […]

Knowing when to file your disability claim can be tricky. In the latest video of our Disability FAQ series, we explain how uncertainty about whether you qualify for disability can create delays and make it difficult to collect benefits.