There is no denying the fact that you may need to purchase long term insurance at some point in the near future. Furthermore, it’s best to do this when you are relatively young and healthy, as it will save you quite a bit of money. Before you make a purchase, however, there are several questions […]

Download this episode:
On iTunes | On Stitcher

According to U.S. News and World Report, only 100,000 traditional long-term care insurance policies were sold in 2015, compared to 700,000 in 2000.

People aren’t buying long term care insurance policies for many valid reasons, but the increasing cost is the most common. However, 9 million Americans over the age of 65 needed assistance in 2012. That number is expected to grow to 12 million in 2020.

Although you may be interested in buying disability insurance, you know one thing to be true: It has to fit in with your budget. For this reason, you need to consider all your options. The cost of disability insurance varies from one person to the next, as this is based on factors such as age […]

One form of benefit that many people turn to if they become disabled long-term or permanently comes from Social Security disability insurance. While most experts do advise that you have some other disability insurance policy, especially if you work in a career where safety risks are higher than others, Social Security is actually a form […]

When we bring up the topic of dangerous occupations, you might think about construction work, deep-sea diving or transporting crude oil. While all of those occupations do come with more than a moderate amount of risk, other jobs can also be dangerous. Nursing is one occupation that includes many dangers that you might not think […]

If you’re filing a disability insurance claim, your insurance company will want to speak to your treating doctor about your condition. In the latest video of our Disability FAQ series, we explain the kind of health information you need to provide to your doctor before they speak to the insurer about your disability claim.

  There’s wisdom in creating safeguards and safety nets that can catch you in the event of an unexpected fall—literally or figuratively. Long-term care insurance is one of the many safety nets that prudent people purchase to prepare for unexpected tribulations in life. There is no right or wrong as to whether to purchase a […]

Download this episode:
On iTunes | On Stitcher
Although self-driving cars have garnered various kinds of media attention lately, one thing is clear: the revolution is underway and won’t slow down any time soon. By 2020, an estimated 10 million cars will be outfitted with self-driving features

Health insurance provider Anthem Inc., and prescription drug benefit and mail-order provider Express Scripts are facing lawsuits filed under the Employee Retirement Income Security Act. The lawsuits from plan participants come after the two businesses had already been engaged in legal battles between themselves. According to reports, Anthem first sued Express Scripts earlier in 2016, […]