Facing disability as a technical worker
Posted August 13, 2016
If you work in the information technology sector, you probably don’t worry often about getting injured in the workplace and facing a disability because of that injury. Many IT workers tend to sit at desks for long periods of time as they manage reports, databases, programs or networks. However, there are still ways IT workers […]
Back-To-School Insurance Tips For College Students
Posted August 12, 2016
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As many young adults prepare to head off for college, insurance is probably the last thing on their mind. However, leaving home without proper insurance coverage can spell financial disaster for students and their parents alike. In this podcast episode, we discuss insurance coverage tips that parents and their college-bound students should consider.
3 tips for shopping long-term care insurance
Posted August 11, 2016
Buying any type of insurance these days can be a major endeavor. Simply finding an insurance plan that is affordable and meets all your needs seems like an impossible task – though we know those plans do exist. When consumers are faced with a daunting amount of information, technical jargon and numerous products to compare, […]
Three Reasons Why Athlete Disability Claims Get Denied
Posted August 9, 2016
Long term individual disability insurance, free agent drop-in-slot protection, and loss of endorsement coverage are necessary to protect an athlete’s future income in the event of a permanent, career-ending sickness or injury. However, like claimants from all other professions, many athletes struggle and don’t collect their disability insurance benefits. Insurance companies look for each and […]
Your first line of defense against ERISA claim denials
Posted August 8, 2016
Many California residents suffering from a long-term disabilities often have a legitimate right to benefits under ERISA, which is an acronym for the Employee Retirement Income Security Act. However, these claims are subject to acceptance by insurance companies. Insurance is an industry like many others and this means the companies that provide this insurance do […]
The Perils Of Pursuing Olympic Glory
Posted August 4, 2016
As the Olympic Games kick off in Rio, much of the customary fanfare has been replaced with angst over a perceived lack of preparation and unusual threats facing athletes, media, and fans alike. The Zika virus Water quality issues The threat of violence Lack of law enforcement Local and national political turmoil Poor conditions in […]
Is My Insurance Company Entitled to My Tax Returns?
Posted August 3, 2016
If you file a claim for disability insurance benefits, your insurance company will likely ask for copies of your state and federal tax returns. Can they really do that? In the latest installment of our Disability FAQ video series, we explain what personal information your insurance company is legally entitled to, what they intend to […]
What are the top causes of disability leave?
Posted August 1, 2016
As a worker, you hope that you never have to make a short- or long-term disability claim. If you find yourself in this position, it means that you have been injured or become ill. Furthermore, it means that you are unable to work for a period of time. It doesn’t matter if you have individual […]
Disability FAQ: What Are The Risks Of Doing An Appeal?
Posted July 27, 2016
If you’re given the opportunity to appeal the wrongful denial of your disability insurance claim, should you do it? In the latest installment of our Disability FAQ video series, we explain how an appeal may benefit the insurance company more than it benefits you – and what your other options are.