Recently, a question was submitted to The Daily Breeze about suing a health insurance company for emotional stress. The patient was being seen in the emergency room after fainting and was having some tests done. The patient’s health insurance company told the hospital that the policy had been canceled because the premium wasn’t paid. The […]

When planning for retirement, there is much more to do than simply meeting your goals for investing. You need to also consider the various financial pitfalls that could take a serious toll on your retirement savings. There are several insurance policies that can help you avoid potential problems with your retirement funding. These policies can […]

When you’re searching for a disability insurance policy, do you know how to determine which policy is best for you? One way to do so is to learn how to spot the differences between different disability insurance definitions, riders and provisions. Waiting periods This is how long you must wait before you will receive your […]

Long-term care insurance is something that many people avoid thinking about until they get older. The longer you wait to make your purchase, though, the more expensive it will be. However, according to some experts, there are tips for making it more affordable. — According for one independent insurance agency president, 50 is about the […]

When an employee receives disability benefits, he or she normally expects to continue to receive them until there is no longer a diagnosis of disability. One California man, a driver for FedEx, has filed a lawsuit against Life Insurance Co. of North America after alleging that the company wrongfully terminated his benefits. His lawsuit was […]

There’s nothing fake about professional wrestling. The injuries are real and the brutality of being on the road for 220 days a year takes a tremendous toll on a wrestler’s body. The outcome of a match is predetermined, but the long-term collateral damage is all too real, evidenced by the incredible number of wrestlers who […]

The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets national standards for private employer-based health insurance and disability benefit plans. ERISA does not apply to plans purchased by individuals and that an employer does not offer. The simplest way to understand ERISA is to remember this: If your insurance […]

Medical records are often an important component of your application for Social Security Disability insurance payments. The Social Security Administration does consider these records — or the lack thereof — in making a determination about disability payments. Working with a legal professional on your disability claim is one way to ensure you get the right […]

Professional athletes understand that injuries are guaranteed in their line of work. As a result, many pro athletes or their teams purchase private individual disability coverage to protect their livelihood and income from the risk of physical disability. However, some athletes may also take advantage of disability plans provided by professional sports associations. Many do […]