While the start of the National Football League season is always greeted with great enthusiasm by fans across the nation, it took on added significance for many people here in Southern California this year. That’s because it marked the inaugural season of the Los Angeles Rams franchise, which has returned to the city — and […]

Earlier this week, our blog began discussing how the practice of “upselling,” meaning getting people to purchase more than they intended, is rampant in more than just the consumer realm, including even the critically important area of life insurance. In particular, we discussed how some insurance agents, eager to capitalize on a potential commission, might […]

No one likes to think about what will happen to them as they age. However, as uncomfortable as the topic is, Americans desperately need to plan for the future and assess their potential long-term care needs. In honor of Long-Term Care Insurance Awareness Month, here are key facts about long-term care that everyone needs to […]

The situation: An injury or illness has become a disabling condition that prevents you from working. You need to make a long-term disability claim to recover the financial resources you need to provide for yourself and your family during the difficult weeks, months, or years ahead. The solution: File a claim with your long-term disability […]

From browsing online reviews and consulting consumer comparison websites to reading company literature and talking with family and friends, everyone likes to think that they are in the best possible position when they go to purchase that new car, television or other big-ticket item. While it’s true that it can pay real dividends to be […]

Is it legal for insurers to follow you around without your knowledge or consent, and is any public place fair game for disability insurer surveillance—including social media? Because of the nature of social media—as a digital common where individuals produce, share, and consume information at lightning speeds—almost anyone can access the things you post, despite […]

As we’ve discussed all week, employees across the nation are currently in the middle of their annual enrollment periods, such that in the coming days they’ll not only have to make important determinations concerning their health insurance and contributions to health savings accounts, but also life insurance and disability insurance. Those employees who have made […]

We are currently in the middle of one of the more stressful times of the year for employees. That’s largely because in addition to ensuring that the annual goals set by their respective employers are met over the next six to eight weeks, they must also make important decisions regarding their benefits. Indeed, workplaces across […]

Many employees think of health insurance when they hear the words “open enrollment”. However, this limited period also allows you to select or update your disability and life insurance coverage for the next year. Here are tips to make the most of open enrollment, understand your disability and life insurance options and find the best […]