Should more stay-at-home parents consider purchasing life insurance?
Posted April 11, 2017
The next time you get the chance, ask any stay-at-home parent about their daily duties. Chances are good they’ll describe a routine that’s far from leisurely and downright difficult. In addition to the children, there’s transportation, cleaning and of course, meal preparation to consider. In many households, the decision for one parent to stay home […]
Is long-term care part of your long-term financial plan? – II
Posted April 5, 2017
Last time, our blog discussed that many people are ambivalent about the prospect of long-term care. Specifically, the recent recession and the belief they’ll be healthy forever makes it less of a priority. We also discussed how this might prove to be a mistake. The U.S. Department of Health and Human Services has found that […]
Is long-term care part of your long-term financial plan?
Posted April 3, 2017
The U.S. labor market has been showing sustained job growth and higher wages. Of course, this means increased consumer confidence. While this is good news, it hasn’t resulted in much spending beyond basic living expenses. Many consumers are wary of incurring additional costs having just weathered the recent recession. Moreover, some might discount dedicating any […]
Are smartphone ‘pings’ being used against policyholders?
Posted March 31, 2017
Not that long ago, the two most important items to remember before leaving the house were your keys and your wallet. Today, that list includes the relevant, must-have, smartphone. Technology is important for everyday tasks from personal communications, to streamlining and accomplishing professional tasks. However, recent reports indicate that these ubiquitous devices are now playing […]
Is it time for more millennials to ‘like’ life insurance?
Posted March 29, 2017
If you graduated from college anytime over the last five to ten years, chances are good that once the excitement of earning your diploma wore off, things immediately turned chaotic. After all, there were decisions to make about everything from whether to attend graduate school and where to live to what type of job to […]
Understanding Common Flood Insurance Myths
Posted March 25, 2017
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As many states across the country raise awareness of the dangers of severe weather, it is crucial to highlight one of its very dangerous and costly side effects: flooding.
In this podcast episode, we team up with Gary Pozsik of Health, Wealth, and Happiness to discuss common flood insurance misconceptions and how to overcome them to ensure you’re protected against the effects of severe weather.
Three Reasons Dental Professionals Need Long-Term Disability Coverage
Posted March 23, 2017
No one can foresee all of the mishaps that will turn up throughout life, but we can learn from the mistakes of others, taking care to prepare for events that disable people every day. Individual and group long-term disability insurance is one item that prudent people buy to prepare for the unexpected. From car insurance […]
Ask DarrasLaw: “Can The Insurance Company Demand My Tax Returns?”
Posted
Every dollar matters when you are unable to work due to a disabling injury or sickness. When tax time rolls around the thought of producing your tax return to an insurance company is certainly distressing. Is your carrier really able to do that? The long-term disability insurance company may be telling you that they are […]
Why small words take on such big meaning in the context of disability insurance
Posted March 22, 2017
When a person makes the brave decision to start his or her own business, it can prove to be equal parts exhilarating and excruciating. Here, the exhilaration comes from finally breaking free of an unfulfilling occupation and realizing a lifelong dream. The excruciation, on the other hand, comes from the process of getting the new […]