We recently explored five common causes of disability claims in honor of Disability Insurance Awareness Month. As we discussed in part one of this series, many Americans have misconceptions about what legally qualifies as a disabling sickness or illness. The Council for Disability Awareness reports that one in three women and one in four men […]

Anyone familiar with the process of purchasing life insurance knows that initial procedure tends to be slow. Applicants need to fill out forms, conduct phone interviews, and attend medical exams. The total time to secure a policy can regularly take several months. Recent studies suggest that consumers are not happy with the status quo. One […]

Memorial Day is approaching and many workers are looking forward to a well-deserved holiday break. The long weekend is a good opportunity for rest and reflection as Disability Insurance Awareness Month draws to a close. As such, it’s important to consider a survey by the Harris Poll and OneAmerica in conjunction with these efforts. Here, […]

Summer season is quickly approaching and many people are starting to plan their vacations. Family outings often cost consumers a substantial amount of money. Some of the expenses involve purchasing plane tickets, reserving hotel accommodations, and booking car rentals. When it comes to renting a vehicle, it is common for agents to urge the purchase […]

If your disability insurance claim was wrongfully denied, you are likely wondering what options you have to secure a different outcome. Of course, lawsuits are possibilities, but sometimes, you can’t sue immediately. With employer-sponsored disability insurance, companies require that you exhaust their administrative appeals before filing your federal ERISA case. Disability insurance companies usually have […]

Disability Insurance Awareness Month is almost over. Industry leaders are redoubling their efforts to get the attention of an important consumer group: workers under 40 years of age. Why? Younger workers are often oblivious to the dangers of working without long-term disability insurance. Let’s debunk the misconceptions that younger workers might have regarding disability insurance: […]

With everything from graduations to vacations, May is always a very busy time. Indeed, it’s so busy that people might not know that it’s Disability Insurance Awareness Month. Industry leaders will be stressing the need for income protection in the coming weeks. As part of this year’s campaign, efforts will be centered on working adults […]

Our blog recently examined some ways in which consumers may be overpaying for insurance. In particular, we addressed how owners of older vehicles might be paying in excess for collision coverage. Unfortunately, consumers sometimes overpay for particular auto insurance policies. As disillusioning as this is, individuals can level the playing field. Below are two simple […]

When you think of a disability, what comes to mind? Many Americans have misconceptions about what restrictions and limitations constitute a disability. In addition, there is often confusion regarding what legally qualifies as a disabling sickness or illness. According to the Council for Disability Awareness, one in three women and one in four men will […]