Year: 2018

Like many cases brought under the legal provisions of the Employee Retirement Income Security Act (ERISA), Van Steen v. Life Insurance Company of North America (LINA) began when Mr. Van Steen’s long-term disability insurance company, LINA, wrongfully terminated his long-term disability benefits. The judges eventually agreed with Mr. Van Steen and reinstated his long-term disability […]

Migraine headaches can be a real problem for many Americans, and these painful headaches can become so unbearable that sufferers are unable to reliably work. Despite their incapacitating limitations, headache disability claims are often fraught with claim hurdles. Here are some facts and tips to consider before filing an individual or group long-term disability insurance […]

Nurses and nursing professionals dedicate their lives to helping and caring for others, but the occupation has significant disability risks. In 2015, NPR published a multi-part series on the injury epidemic among hospital workers, giving us an inside look at the physical demands of the profession, the long-term effects, and the causes behind them. Although […]

Offsets Can Affect Your Group Short- and Long-Term Disability Benefits People who are eligible to receive short- and long-term disability insurance should know that any benefits they receive from other income sources could seriously reduce their monthly disability benefits. Offsets are policy provisions that permit your insurer to deduct other sources of income you receive […]

When many people think of disabilities—and even disability insurance—physical disabilities come to mind. While physical injuries and chronic pain conditions surely qualify as disabilities under certain circumstances, they are not the only ones. Mental illnesses may also fall under the provisions of many individual and group disability insurance policies. Statistics provided by the National Alliance […]