Year: 2017
Understanding Common Flood Insurance Myths
Posted March 25, 2017
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As many states across the country raise awareness of the dangers of severe weather, it is crucial to highlight one of its very dangerous and costly side effects: flooding.
In this podcast episode, we team up with Gary Pozsik of Health, Wealth, and Happiness to discuss common flood insurance misconceptions and how to overcome them to ensure you’re protected against the effects of severe weather.
Three Reasons Dental Professionals Need Long-Term Disability Coverage
Posted March 23, 2017
No one can foresee all of the mishaps that will turn up throughout life, but we can learn from the mistakes of others, taking care to prepare for events that disable people every day. Individual and group long-term disability insurance is one item that prudent people buy to prepare for the unexpected. From car insurance […]
Ask DarrasLaw: “Can The Insurance Company Demand My Tax Returns?”
Posted
Every dollar matters when you are unable to work due to a disabling injury or sickness. When tax time rolls around the thought of producing your tax return to an insurance company is certainly distressing. Is your carrier really able to do that? The long-term disability insurance company may be telling you that they are […]
Why small words take on such big meaning in the context of disability insurance
Posted March 22, 2017
When a person makes the brave decision to start his or her own business, it can prove to be equal parts exhilarating and excruciating. Here, the exhilaration comes from finally breaking free of an unfulfilling occupation and realizing a lifelong dream. The excruciation, on the other hand, comes from the process of getting the new […]
Why life insurance may suddenly become far more affordable
Posted March 17, 2017
In our last post, we discussed while those who make the decision to purchase life insurance must be commended for their foresight, they should know that there are scenarios in which insurance companies might attempt to avoid payment. While the notion of an insurer seeking to deny policy payments might not come as too much […]
Understanding more about why life insurance claims are denied
Posted March 15, 2017
When a couple makes the important decision to purchase life insurance, they will undoubtedly gain considerable comfort about the future. This comfort, of course, comes from knowing that they’ll be able to weather the storm financially should the unimaginable transpire. While anyone who purchases life insurance — term or whole — should be commended for […]
It’s Time To Spring Clean Your Homeowners Insurance Policy
Posted March 13, 2017
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As you make your way through your spring-cleaning checklist, don’t forget one very important thing: now is a good time to review your homeowners insurance policy. In this podcast episode, we team up with Gary Pozsik of Health, Wealth, and Happiness to talk about life events that may prompt a policy review and which elements of your home insurance policy you should assess.
Homeowners with storm damage must proceed cautiously when hiring a contractor
Posted March 10, 2017
Earlier this week, we discussed how virtually no part of the country has been left unscathed by recent outbreaks of severe weather, including normally sunny California, which has seen unprecedented levels of snow and rain. We also discussed how those homeowners who suffered some level of damage owing to this inclement weather might not know […]
What homeowners left with damage can do after the storm
Posted March 7, 2017
From Mississippi and Minnesota to Texas and Tennessee, severe weather has cut a path of destruction across the nation in recent weeks. Indeed, one of the states that has undoubtedly been hit the hardest is California, which instead of sunny skies and near ideal conditions has seen torrential rains and flooding. One of the most […]
Should your employer be doing more when it comes to disability benefits?
Posted March 1, 2017
When it comes to employer-provided benefits, there are certain areas in which employees will always take the time to conduct the necessary research to determine which option is best for them. By way of example, consider health insurance, which given its potential financial impact, will lead many employees to compare and contrast plan options, or […]